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Vanquis : Credit builder credit card reviews

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4.78
Based on 19,909 reviews, last reviewed 23rd Oct 2025
99% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

They try to help you even when skinned financially. They try to help you even when skinned financially. So no complaints from me what so ever. Reviewed on: 23rd October 2025
Vlad's avatar
Vlad

Latest lowest rating:

1

Vanquis is the worst credit provider I have used. Vanquis is the worst credit provider I have used. Ridiculous terms and interest rates, don't want to help when you're trying to find a solution to hel... Read more Reviewed on: 8th August 2025
Jodie H's avatar
Jodie H
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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19909)

I have been with Vanquis for a very long time.

5
I have been with Vanquis for a very long time. They are an excellent credit service. Customer service is fantastic. I'm always kept up to date with news. Regular communication regarding increases and payments. Just a brilliant company. Reviewed on: 2nd May 2024
Andie's avatar
Andie

helped when i needed it

5
helped me though the pandemic when i was made redundent Reviewed on: 2nd May 2024
rob's avatar
rob

Been a long term customer with Vanquis and have neve...

4
Been a long term customer with Vanquis and have never let me down. Decent rate APR, easy repayment options using the app and excellent customer services when required. Reviewed on: 2nd May 2024
BWilks's avatar
BWilks

I was going through a rough patch and my credit rati...

5
I was going through a rough patch and my credit rating wasnt the best. Vanquis helped me and now I have a great credit score and doing well Reviewed on: 2nd May 2024
Swerwer's avatar
Swerwer

helped me when my credit was poor.

5
Vanquis really helped me when my credit was poor. I just finished an IVA and was starting my fresh credit jounry. Thanks to the offer you provided I am now in a much better position with other lenders offering me credit and score now back to being very good. Thank you for your service and trust. Reviewed on: 2nd May 2024
Ashley Willis's avatar
Ashley Willis

Fast Excellent service willing to help,no problem...

5
Fast Excellent service willing to help,no problem to big Reviewed on: 2nd May 2024
Archie 's avatar
Archie

They alway have excellent customer service, whenever...

5
They alway have excellent customer service, whenever you call there always someone to address your problem. Reviewed on: 2nd May 2024
Atuba B's avatar
Atuba B

Surprising fact

5
I did not even know that Vanquis was a credit building credit card. I thought that if one cleared the account in full every month all other form of credit would do that. Reviewed on: 2nd May 2024
Alex Bryant-Roggero's avatar
Alex Bryant-Roggero

Very friendly staff customers service is great and e...

5
Very friendly staff customers service is great and everything is clear easy to use app Reviewed on: 2nd May 2024
Anenae Mtambo 's avatar
Anenae Mtambo

Very good service.

5
Very good service. In time when you need with all the support. Reviewed on: 2nd May 2024
Alina I's avatar
Alina I

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