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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.76 (19907 reviews)

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4.78

Based on 19,907 reviews, last reviewed 18th Sep 2025

62% decrease in 5 star reviews

in the past 90 days

74% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

4

One of the best that I know in UK It is one of the best that I have known Reviewed on: 18th September 2025

Latest lowest rating:

1

Vanquis is the worst credit provider I have used. Vanquis is the worst credit provider I have used. Ridiculous terms and interest rates, don't want to help when you're trying to find a solution to hel... Read more Reviewed on: 8th August 2025

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19907)

Staff are so very pleasant and polite, They are a...

Staff are so very pleasant and polite, They are also very quick and helpful. Never have to wait very long either. Reviewed on: 1st May 2024

Vanquis help me to build my credit rating .

Vanquis help me to build my credit rating .other credit offer me credit but I will stay loyal to vanquis Reviewed on: 1st May 2024

Ring to often.

Ring to often if go overdrawn, everyday. Reviewed on: 1st May 2024

Brilliant

Absolutely great especially when your out of work for short while. Would highly recommend them. So easy to talk to and very understanding. Reviewed on: 1st May 2024

The interest rate is better than other providers.

The interest rate is better than other providers. Reviewed on: 1st May 2024

Long complaint process, unhelpful staff down to zero...

I phoned to arrange to bring my balance down to zero and asked Vanquis to waive the additional £172 they’d just added in interest and charges, which they wouldn’t do when I complained about the customer service advisor telling me it was my own fault and I ‘should organise my finances better’ I escalated the complaint…I have now paid the balance but the extra fee has been accumulating interest and Vanquis have advised it takes 30 days to process complaints. As the interest on this account is already quite high I feel that Vanquis could be more helpful and user friendly Reviewed on: 1st May 2024

Such lovely costumer service easy banking thank you

Such lovely costumer service easy banking thank you Reviewed on: 1st May 2024

I'm very ha thank you very much fo the a was quick.

I'm very happy the approval was quick and easy and clear Reviewed on: 1st May 2024

Great app, great communication!

Great app, great communication! easy to talk to and make adjustments via the app. They listen to customer’s feedback and action it. Reviewed on: 1st May 2024

An affordable credit limit always helps.

An affordable credit limit always helps. Always willing to help if there is difficulty in paying. Reviewed on: 1st May 2024

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