Smart Money People Logo

Zopa: Fixed term savings account reviews

4.93
Based on 1,785 reviews, last reviewed 4th Sep 2025
99% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
7%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great saving incentives. Great saving incentives. And bonuses for using card. Most banks don’t do this! Any problem fixed very swiftly. Reviewed on: 4th September 2025
Danielle Croucher's avatar
Danielle Croucher

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023
Les Burrow's avatar
Les Burrow

About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Fixed term savings account reviews (1785)

Review of the Zopa, Fixed term savings account:

A bank not to be missed!!

5
The rates are market leading and competitive compared to other providers. Reviewed on: 23rd April 2025

Helped my sort credit issues now saving

5
Helped me sort my credit and now helps me save for ballon payment on my car and vets bills as my car is over 13 do insurance is extortionate. I love it. Reviewed on: 22nd April 2025

Not normally a banking app fan

5
I was recommended to use this firm and app by my son. I have found it an excellent way to save- consistently good rates of interest and ease of accessing money. Reviewed on: 22nd April 2025

Zopa are great at helping to save

5
Zopa have help me a great deal to save money, as I lock pots of money for either 7 days, 31 day or 95 days. It’s brilliant. Reviewed on: 22nd April 2025

Using Zopa had been so easy and trustworthy .

5
Using Zopa had been so easy and trustworthy . I feel money is safe and l can use my credit card as and when . I would defiantly recommend to everyone . Reviewed on: 22nd April 2025

Interest earned better then any other bank

5
Interest earned better then any other bank Reviewed on: 22nd April 2025

Just a good product, above average interest

5
Just a good product, above average interest Reviewed on: 22nd April 2025

It’s all nice and straight forward

5
It’s all nice and straight forward Reviewed on: 22nd April 2025

Easy to use App and great saving products

5
Easy to use App and great saving products Reviewed on: 22nd April 2025

I am using Zopa for more than a year now and I am so...

5
I am using Zopa for more than a year now and I am so lucky to have found them. Best financial provider. Reviewed on: 22nd April 2025

Makes it’s easy

5
Makes it’s easy to save and keep a check on your savings Reviewed on: 22nd April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Current account

    from Zopa 5.00 from 2 reviews
    Zopa
  • Cash ISA

    from Zopa 4.94 from 1262 reviews
    Zopa
  • Smart Saver

    from Zopa 4.94 from 7180 reviews
    Zopa
    View all products