Smart Money People Logo

Zopa: Smart Saver reviews

4.94
Based on 7,180 reviews, last reviewed 7th Sep 2025
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great bank and really good customer service and comp... Great bank and really good customer service and competitive rates Reviewed on: 7th September 2025
B Fox's avatar
B Fox

Latest lowest rating:

1

Customer service are total time wasters who can bare... Customer service are total time wasters who can barely speak English Reviewed on: 20th November 2024
christine f's avatar
christine f

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (7180)

Review of the Zopa, Smart Saver:

Great

5
Easy to use, splitting between different pots make organising a breeze Reviewed on: 3rd April 2023

Zopa; refreshingly contemporary.

5
Zopa are a refreshingly contemporary online bank, with a user-friendly app which an old Luddite like me can easily manage. 'Real', relevant and relatable customer service interfacing has been bright and breezy and concise. Reviewed on: 16th April 2025

Very easy to set up and use.

5
Very easy to set up and use. Easy to move money into and out of savings, and great app to manage Reviewed on: 16th April 2025

Excellent savings accounts on an easy to use app.

5
Excellent savings accounts on an easy to use app. Reviewed on: 16th April 2025

High interest rate instant accessible savings account

5
Savings account has the highest rate for an instant accessible savings account I've seen. App is very easy to use and customer service is great to contact and staff I have spoken with are all very helpful knowledgeable and friendly Reviewed on: 16th April 2025

Excellent ease of use.

5
Ease of use. Accessibility. Efficiency. Good interest on products. Savings at a touch. Reviewed on: 16th April 2025

Excellent rates and user friendly app.

5
Excellent rates and user friendly app. Reviewed on: 16th April 2025

Fantastic interest rates are a good incentive to pit...

5
Fantastic interest rates are a good incentive to pit money aside and the ability to “pot” money helps with budgeting. Reviewed on: 16th April 2025

Great experience

5
Great experience all round but thus survey is REALLY annoying! I don't like being dictated to about how long my review should be!!!! Reviewed on: 16th April 2025

Zopa has really helped me change my savings habits a...

5
Zopa has really helped me change my savings habits and get some money behind me for the first time. I struggle to save and I find being able to lock away savings for a week or a month and longer really helps me! Love it. Reviewed on: 16th April 2025

I find Zopa put their members first.

5
I find Zopa put their members first. Reviewed on: 16th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Current account

    from Zopa 5.00 from 2 reviews
    Zopa
  • Cash ISA

    from Zopa 4.94 from 1262 reviews
    Zopa
  • Personal loan

    from Zopa 4.94 from 65248 reviews
    Zopa
    View all products