Write a review

Newsletter

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

View other Zopa products

4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews Write a review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Review Zopa: Smart Saver now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Smart Saver reviews (8149)

Love the ease of the app

Love the ease of the app and setting up all my individual saving pots Reviewed on: 7th March 2026

Good Product, Excellent Rates and simple to use.

Good Product, Excellent Rates and simple to use. Reviewed on: 7th March 2026

So easy to use.

So easy to use and you know where you stand in an instant. I would prefer it to be a bit more difficult to access the account; I feel a clever trouble maker could break in without too much difficulty. Reviewed on: 7th March 2026

Can’t rate them highly enough..

Can’t rate them highly enough have recommended them to friends and family who have moved to them and are also very happy Reviewed on: 7th March 2026

Everything in one place for simple savings and compo...

Everything in one place for simple savings and compounding, just what I was looking for. Reviewed on: 7th March 2026

Easy to navigate, the app is great it gives notice o...

Easy to navigate, the app is great it gives notice on when you have direct debits. Great benefits and have shared with multiple people Reviewed on: 7th March 2026

Very easy to set up, user friendly app and fantastic...

Very easy to set up, user friendly app and fantastic saving rates, even on the current account. Reviewed on: 7th March 2026

Refreshing Banking

Great bank. Simples. Easy to set up, great interest rates, fab customer service. Reviewed on: 7th March 2026

So easy to use and with good returns

Easy to use with good return on savings and current account Reviewed on: 7th March 2026

Account opening is easy

Easy to open a savings account. Good rate of interest. Simple to set up regular deposits. Reviewed on: 7th March 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings
from Al Rayan Bank 4.19 from 61 reviews
Savings
from Darlington Credit Union 0.00 from 0 reviews
Savings
from London Community Credit Union 4.14 from 4 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44348 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub