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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8146 reviews)

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4.82

Based on 8,146 reviews, last reviewed 7th May 2026

97% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8146)

Can’t rate them highly enough..

Can’t rate them highly enough have recommended them to friends and family who have moved to them and are also very happy Reviewed on: 7th March 2026

Everything in one place for simple savings and compo...

Everything in one place for simple savings and compounding, just what I was looking for. Reviewed on: 7th March 2026

Easy to navigate, the app is great it gives notice o...

Easy to navigate, the app is great it gives notice on when you have direct debits. Great benefits and have shared with multiple people Reviewed on: 7th March 2026

Very easy to set up, user friendly app and fantastic...

Very easy to set up, user friendly app and fantastic saving rates, even on the current account. Reviewed on: 7th March 2026

Refreshing Banking

Great bank. Simples. Easy to set up, great interest rates, fab customer service. Reviewed on: 7th March 2026

So easy to use and with good returns

Easy to use with good return on savings and current account Reviewed on: 7th March 2026

Account opening is easy

Easy to open a savings account. Good rate of interest. Simple to set up regular deposits. Reviewed on: 7th March 2026

Offers great service and products plus competitive r...

Offers great service and products plus competitive rates. Reviewed on: 7th March 2026

I have used Zopa twice and can’t fault the ease...

I have used Zopa twice and can’t fault the ease of use Reviewed on: 7th March 2026

competitive rates, easy setup and comfortable bankin...

competitive rates, easy setup and comfortable banking to use Reviewed on: 7th March 2026

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