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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (7180 reviews)

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4.94

Based on 7,180 reviews, last reviewed 7th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great bank and really good customer service and comp... Great bank and really good customer service and competitive rates Reviewed on: 7th September 2025

Latest lowest rating:

1

Customer service are total time wasters who can bare... Customer service are total time wasters who can barely speak English Reviewed on: 20th November 2024

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (7180)

I enjoy saving with Zopa

I enjoy saving with Zopa - the pots are really helpful and make managing my money much easier. Reviewed on: 17th April 2025

A simple and straightforward forward way of saving w...

A simple and straightforward forward way of saving with good competitive interest rates, makes saving easy. Reviewed on: 17th April 2025

I've had zopa for over 2 years and have gained inter...

I've had zopa for over 2 years and have gained interest that I would not have accrued with other banks. Top service. Reviewed on: 17th April 2025

easy organised access & excellent interest rates

I’ve had a smart saver for over 2 years. I love having my money all in the same place but divided into 20 different pots, with the ability to lock away for different periods. Some of my pots are cash ISAs and a couple of fixed term ISAs. it’s easy and quick to move money between pots and in and out of the smart saver account. Reviewed on: 17th April 2025

its by far the easiest savings account i have ever h...

its by far the easiest savings account i have ever had,i have no problems at all with it Reviewed on: 17th April 2025

Great people to deal with.

Great people to deal with. With Great customer care. I would highly recommend to all friends and family. Reviewed on: 17th April 2025

My Zopa - I love my Zopa saver, and bank app

I love my Zopa saver, fast transfers between accounts all in one place now I have a bank account with them to so saving is so much easier, the app is great and works really well Reviewed on: 17th April 2025

Very happy

Good rates, always available, instant withdrawals. Reviewed on: 17th April 2025

Zopa smart saver provides great control over savings.

The smart saver offers excellent flexibility and ease of access to saving pots from instant access any time , or longer term with higher rates of interest as well as fixed term ISA and easy access ISA’s options. Reviewed on: 17th April 2025

Very safe very happy

My nephew introduced me to Zopa - the best thing at the time and it has been a good safe experience Reviewed on: 17th April 2025

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