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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Smart Saver reviews (8149)

Great rates

Offers the highest rates of interest and easy to navigate the Zopa App. Reviewed on: 7th March 2026

Good Rates of Interest

There saving accounts pay a good rate of interest and they are easy to open and manage Reviewed on: 7th March 2026

Only save with you mostly and find easy and great ra...

Only save with you mostly and find easy and great rates of interest Reviewed on: 7th March 2026

Easy to use, convenient, and great customer service

Easy to use, convenient, and great customer service Reviewed on: 7th March 2026

Instant transactions when I request them so I make t...

Instant transactions when I request them so I make the most of the interest rate. Reviewed on: 7th March 2026

ZOPA's linked accounts feature is so useful.

I find ZOPA's linked accounts feature extremely helpful although I did not open my account with ZOPA for this reason. (I opened it for the high interest regular saver account.) With the linked accounts feature I can quickly get an overview of the status of most of my bank and savings accounts simply by an easy log-in to ZOPA. It's great for regularly checking where I am with my accounts without having to log-in to different bank accounts. Reviewed on: 7th March 2026

I couldn't rate customer service as I haven't needed...

I couldn't rate customer service as I haven't needed to use the service - which is probably a good thing as proof everything is great with Zopa. Reviewed on: 7th March 2026

Excellent service when advice needed.

Excellent service when advice needed. Great rates of interest. Easy to move money, easy to open an account. Current account earns interest unlike most. Reviewed on: 7th March 2026

Good benefits.

Good benefits. Good interest rate. Reviewed on: 7th March 2026

Very easy to open account.

Very easy to open account. Lots of options of products Reviewed on: 7th March 2026

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