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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (7481 reviews)

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4.94

Based on 7,481 reviews, last reviewed 21st Jan 2026

29300% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent service would recommend to family and frie... Excellent service would recommend to family and friends Reviewed on: 21st January 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (7481)

Outshined other banks

I decided to open a Zopa account after dealing with my father’s affairs when he died. Having to deal with multiple financial institutions made me realise the ease and efficiency of Zopa compared to other banks and building societies. I opened my account which was very straightforward and it’s such a clear and easy app to use. I like that it links to my main bank account. It feels secure. Reviewed on: 15th January 2026

Very easy, friendly and always offers good rate of i...

Very easy, friendly and always offers good rate of interest. Reviewed on: 15th January 2026

Great customer service!

Very pleased with zopa has had a positive effect on my credit score.And I like the savings and other things they offer Reviewed on: 15th January 2026

Great experience App works very well simple to insta...

Great experience App works very well simple to install and start saving thank you all at Zopa Reviewed on: 15th January 2026

Favourite bank.

Compared to my high street bank Zopa excels in providing good service, easy online navigation of website and excellent interest rates on savings Reviewed on: 15th January 2026

Banking made easy.

Banking made easy. No hassle, no long cues just simple banking. Reviewed on: 15th January 2026

Good service and communication no issues with this c...

Good service and communication no issues with this company Reviewed on: 15th January 2026

Great place to spend and save

A perfect way to save and easy way to spend Reviewed on: 15th January 2026

Good customer contact and very pleasant staff.

Good customer contact and very pleasant staff. Reviewed on: 15th January 2026

Great saving plan and easy to use app

Great saving plan and easy to use app Reviewed on: 15th January 2026

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