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Daisy

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Review of the Zopa, Smart Saver:
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Zopa Smart Saver Review

5
I have had a good experience using the Zopa Biscuit Account. The app is simple and easy to use, and it clearly shows how much you have saved and how much interest you’re earning. I also like that you can separate your savings into different accounts for different goals, even though I haven’t used this feature yet I can see myself using it in the future. The interest rate is competitive compared to many traditional savings accounts, so it feels worthwhile keeping money in there. Moving money in and out is also quick and straightforward. One drawback is that you can’t pay cash directly into the account, as everything is done digitally through the app. However, if you transfer money from another account that you can put the cash into, this isn’t a big issue. Overall, it’s a simple and effective savings account that makes saving money easy. Reviewed on: 7th March 2026

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