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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8146 reviews)

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4.82

Based on 8,146 reviews, last reviewed 7th May 2026

97% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8146)

Easy to apply and move money around

Easy to apply and move money around Reviewed on: 7th March 2026

Easy management of several outstanding accounts

Easy management of several outstanding accounts Reviewed on: 7th March 2026

Excellent!

Very easy to open and use the app! Reviewed on: 7th March 2026

Great cashback for bills and great customer service...

Great cashback for bills and great customer service when it comes to solving issues. Reviewed on: 7th March 2026

Great Bank

A good range of products excellent return on my money. Straightforward app. No issues. Reviewed on: 7th March 2026

Great rate & useful features

Apart from getinga fantastic savings rate for my money, the savings account has some very useful features such as pots for different things which really helps budgeting and I also can add money straight from external bank accounts. Reviewed on: 7th March 2026

Market leader

User friendly, clear and concise information to ensure you make an informed decision. Great products on offer with excellent rates. Quick and easy to transfer money between accounts. Would highly recommend. Reviewed on: 7th March 2026

Not too bad so far.

Not too bad so far. But they're still a private business Reviewed on: 7th March 2026

Very easy to use and earn money on every option.

Very easy to use with the phone app. I have used everything, normal account, direct debits and a savings account. I am earning money on all my options. Well done and I recommend Zopa to all my friends and acquaintances. Reviewed on: 7th March 2026

Excellent boosted rates and regular saver

Excellent boosted rates and regular saver Reviewed on: 7th March 2026

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