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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8146 reviews)

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4.82

Based on 8,146 reviews, last reviewed 7th May 2026

97% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8146)

Easy to use.

Easy to use. Good % rates with excellent app Reviewed on: 7th March 2026

Impressive Bank

Although im a relatively new customer, im impressed to be gaining interest on my current account instead of having to pay a fee to keep the account. Good rate of interest for savings, in the current climate, as well as varied savings options. Ive already recommended Zopa to friends. Reviewed on: 7th March 2026

Really easy to use app

Really easy to use app - good rates, great dashboard and interface Reviewed on: 7th March 2026

My favourite savings app

My favourite savings app. Simple and straightforward. Great interest rates. Convenient and enjoyable. Easy to sort, access and add to different savings pots. Accessible when needed. Reviewed on: 7th March 2026

Great product

I am a new customer, but so far so good & impressed. Reviewed on: 7th March 2026

Impressive returns on my investments

I’m more than happy with my experience and I’m getting a really good return on my investment. At the time of opening my accounts Zopa interest rates were among the most competitive available. Reviewed on: 7th March 2026

Easy banking, easy saving

It was easy to open an account and easy to add savings pots and a regular saver. All achievable through the App. Perfect. Reviewed on: 7th March 2026

Highly recommended for savvy savers!

Zopa Bank has been a game-changer for my finances. With over £70,000 securely parked in their Smart Saver and ISA accounts, I've enjoyed competitive rates, effortless app management, and FSCS protection. Reviewed on: 7th March 2026

No issues at all, easy to use and straight forward

No issues at all, easy to use and straight forward Reviewed on: 7th March 2026

Quick and simple application and ID check.

Quick and simple application and ID check. Best interest rates around, even if it is only 6 month offer. Just hope the service still this good. Chase did similar to entice new customers, but nearly all the offers finished now. Reviewed on: 7th March 2026

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