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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Smart Saver reviews (8149)

Highly recommended for savvy savers!

Zopa Bank has been a game-changer for my finances. With over £70,000 securely parked in their Smart Saver and ISA accounts, I've enjoyed competitive rates, effortless app management, and FSCS protection. Reviewed on: 7th March 2026

No issues at all, easy to use and straight forward

No issues at all, easy to use and straight forward Reviewed on: 7th March 2026

Quick and simple application and ID check.

Quick and simple application and ID check. Best interest rates around, even if it is only 6 month offer. Just hope the service still this good. Chase did similar to entice new customers, but nearly all the offers finished now. Reviewed on: 7th March 2026

Excellent!!!

Excellent service, very user friendly app, no issues whatsoever. Reviewed on: 7th March 2026

I love Zopa.

I love Zopa. A really innovative savings and banking experience Reviewed on: 7th March 2026

Easy to use. Great rates.

Easy to use. Simple clear friendly communication and great savings rates. Reviewed on: 7th March 2026

Zopa - a new bank with a great App.

App very easy to use, clear what you have to do. Straight forward moving money between accounts competitive rates of interest on savings and current account. I am happy to recommend Zopa to friends and family. Reviewed on: 7th March 2026

Very excellent service.

Very excellent service. Easy to fill out forms. Very quick response. And had money in the account within twenty four hours Reviewed on: 7th March 2026

App easy to use and account easy to open.

App easy to use and account easy to open. Interest rates very competitive. Reviewed on: 7th March 2026

Great rates & easy to navigate app

Great rates & easy to navigate app Reviewed on: 7th March 2026

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