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Zopa: Smart Saver reviews

4.94
Based on 7,180 reviews, last reviewed 7th Sep 2025
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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0%

Latest highest rating:

5

Great bank and really good customer service and comp... Great bank and really good customer service and competitive rates Reviewed on: 7th September 2025
B Fox's avatar
B Fox

Latest lowest rating:

1

Customer service are total time wasters who can bare... Customer service are total time wasters who can barely speak English Reviewed on: 20th November 2024
christine f's avatar
christine f

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (7180)

Wouldn’t bank with anyone else

5
Fantastic savings rates, excellent customer service Reviewed on: 16th April 2025

Good rates

5
Good interest rates and easy to use saving pots Reviewed on: 16th April 2025

No problems at all every thing is simple with zopa,...

5
No problems at all every thing is simple with zopa, from credit card, to saving account, to current account, app easy, online easy, top marks. Reviewed on: 16th April 2025

Overall, this bank is exceptional.

5
Overall, this bank is exceptional. I have a current account, credit card, and savings account with remarkably competitive interest rates, reaching up to 7%. Absolutely Amzing Reviewed on: 16th April 2025

Good customer service good communication easy to get...

5
Good customer service good communication easy to get savings out easy to put money in good savings rate good customer service and support Reviewed on: 16th April 2025

Use ZOPA for all my car and ad hoc bills as get a re...

5
Use ZOPA for all my car and ad hoc bills as get a reasonably decent return. Reviewed on: 16th April 2025

I've got a saver account with Zopa

5
I've got a smart saver account with Zopa and they have been great in keeping me up to date with changes and recommendations for alternative accounts that could possibly suit me better. The account I chose was easy to arrange and withdrawals have been easy. Reviewed on: 16th April 2025

Great interest rate %

5
Great interest rate Very good app Reviewed on: 16th April 2025

Easy to manage and good returns

5
Really good- it has always been quick and easy to invest or take out money, and the returns are great. I trust the company and am v happy with them. Reviewed on: 16th April 2025

Great service lots of help easy to use and...

4
Great service lots of help easy to use and great app Reviewed on: 16th April 2025

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