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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8146 reviews)

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4.82

Based on 8,146 reviews, last reviewed 7th May 2026

97% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8146)

Excellent!!!

Excellent service, very user friendly app, no issues whatsoever. Reviewed on: 7th March 2026

I love Zopa.

I love Zopa. A really innovative savings and banking experience Reviewed on: 7th March 2026

Easy to use. Great rates.

Easy to use. Simple clear friendly communication and great savings rates. Reviewed on: 7th March 2026

Zopa - a new bank with a great App.

App very easy to use, clear what you have to do. Straight forward moving money between accounts competitive rates of interest on savings and current account. I am happy to recommend Zopa to friends and family. Reviewed on: 7th March 2026

Very excellent service.

Very excellent service. Easy to fill out forms. Very quick response. And had money in the account within twenty four hours Reviewed on: 7th March 2026

App easy to use and account easy to open.

App easy to use and account easy to open. Interest rates very competitive. Reviewed on: 7th March 2026

Great rates & easy to navigate app

Great rates & easy to navigate app Reviewed on: 7th March 2026

Easy to use, clearly laid out.

Easy to use, clearly laid out. Lots of great advice and tips shared with me. Reviewed on: 7th March 2026

Easy to use app.

Easy to use app. Stylish branding and debit card Reviewed on: 7th March 2026

Yep, happy with my interest rate and current perks.

Yep, happy with my interest rate and current perks. They dealt with a security problem i had on my account promptly through their chat facility. I was impressed Reviewed on: 7th March 2026

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