Unlike other credit cards Bits takes a payment weekly. It takes a bit of getting used to and as soon as any credit is used... Unlike other credit cards Bits takes a payment weekly. It takes a bit of getting used to and as soon as any credit is used customers are urged to pay it back. I guess with it being a credit builder card this part of the process. £14 monthly fee is pretty steep and needs to be factored into your monthly budget. Time will tell if my credit score improves with small purchases on Bits paid back regularly, I have £50 credit limit for £14 per month, am I being mugged off I wonder? Read more Read less

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