Write a review

Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.76 (19904 reviews)

View other Vanquis products

4.78

Based on 19,904 reviews, last reviewed 6th Sep 2025

62% decrease in 5 star reviews

in the past 90 days

74% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Easy to use! Easy to use! Looking forward to the new app Reviewed on: 6th September 2025

Latest lowest rating:

1

Vanquis is the worst credit provider I have used. Vanquis is the worst credit provider I have used. Ridiculous terms and interest rates, don't want to help when you're trying to find a solution to hel... Read more Reviewed on: 8th August 2025

Read all reviews See your review

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Vanquis Credit builder credit card reviews (19904)

Review of the Vanquis, Credit builder credit card:

It’s one of the great credit cards that i have used.

It’s one of the great credit cards that i have used. Very easy to use always Reviewed on: 2nd May 2024

I've never had any issues with vanquish.

I've never had any issues with vanquish. Reviewed on: 15th July 2025

Balance transfer scam

After doing a balance transfer to my Vanquis account which the offer was 0% for 12 months, for which I was charged a balance transfer fee of £147, Vanquis put the transfer amount through as a purchase on my account, so I’m now getting charged interest on this amount only a month after doing balance transfer, in regards to customer service they are useless, all they did was tell me they will put through a complaint for me, which can take up to 56 days! I will never deal with Vanquis again! Reviewed on: 15th July 2025

Great customer service, fast easy

Great customer service, fast easy Reviewed on: 15th July 2025

Ideal Credit Card

Easy to use no hidden costs and good interest rate Reviewed on: 15th July 2025

I've had my credit card for over 3 years now and it...

I've had my credit card for over 3 years now and it has literally been a godsend. A very good card to improve your credit rating. Reviewed on: 15th July 2025

Good expirience.

Good expirience. Easy use. Easy aplication fast response. Reviewed on: 15th July 2025

Friendly and polite

Easy to use and understand, very helpful customer services polite and friendly, very quick dealing with any issues would recommend to any one Reviewed on: 15th July 2025

Great customer service, when my card was stolen , va...

Great customer service, when my card was stolen , vanquis was really helpful. Perfect for build your credit score Reviewed on: 15th July 2025

Great service and communication never had an issue

Great service and communication never had an issue Reviewed on: 15th July 2025

Really happy with Vanquis

Everything about the whole process is so easy, so smooth Reviewed on: 15th July 2025

Do you have a different Vanquis product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Purchase Credit Card
from Bank of Scotland 4.56 from 10 reviews
Platinum Purchase Card
from TSB 2.25 from 8 reviews
Avios Rewards Credit Card
from Lloyds Bank 4.00 from 60 reviews

Want to see more from Vanquis ?

Vanquis Savings
from Vanquis 5.00 from 3 reviews
Loans
from Vanquis 4.93 from 1252 reviews
Black Diamond Visa
from Vanquis 4.81 from 9 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub