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Vanquis : Credit Building Credit Card reviews

4.76
Based on 16,747 reviews, last reviewed 15th Jun 2025
748000% increase in 5 star reviews
in the past 90 days
13700% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

Helped me build my credit score. Vanquis gave me credit, in time of need, when I couldn't get credit from anywhere else. This allowed me to build up my credit rating and help secure m... Read more Reviewed on: 15th June 2025
Abe's avatar
Abe

Latest lowest rating:

1

Very unprofessional Vanquis despite finding my card and issuing replacement card still charge me for costs incurred by fraudulent means and any charges and interest despi... Read more Reviewed on: 29th May 2025
Eddie's avatar
Eddie

About this product

Credit building credit cards are designed for people who have a poor credit score or those with little or no credit history.

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Vanquis Credit Building Credit Card reviews (16747)

Vanquis is the best!

5
Vanquis is a reliable company. The app is easy to use and easy to manage my credit card. They review my credit regularly and unlike other credit card companies I find when managing my credit well and providing I can afford it, they offer an upgrade on my credit balance frequently too! Reviewed on: 5th May 2025

**Great Starter Card with Helpful Features

5
**Great Starter Card with Helpful Features** I’ve been using my Vanquis credit card for several years now, and it’s been a great experience overall. As someone looking to build or rebuild credit, this card was a smart choice. The application process was straightforward, and I received a decision quickly. What I appreciate most is the manageable credit limit and the opportunity for regular reviews and increases based on responsible use. The app is user-friendly and makes it easy to keep track of spending, make payments, and monitor my balance. I’ve also found their customer service team to be helpful and responsive whenever I’ve had questions. Thanks to Vanquis, I’ve seen an improvement in my credit score and feel more confident managing my finances. Highly recommended for anyone starting out or working on improving their credit history! Reviewed on: 5th May 2025

App so easy , problems solved quickly , always there

5
App so easy , problems solved quickly , always there Reviewed on: 5th May 2025

Has been a great card to have in your pocket.

5
Has been a great card to use.....the app is great and the customer care is amazing...100% recommend. Reviewed on: 4th May 2025

Very good service and very helpful

5
Very good service and very helpful Reviewed on: 4th May 2025

Great all around

5
Really helped me build up my credit score, app is easy to use, never had any issues. Reviewed on: 4th May 2025

Good service,accommodating staff, and friendly

4
Good service,accommodating staff, and friendly Reviewed on: 4th May 2025

Vanquis a name you can trust

5
Great customer service , very helpful when and if you need to ring them, Get treated with respect. Helpful with online repayment service. And very good acceptance to be a vanquis customer Reviewed on: 3rd May 2025

A fantastic card for building a credit score!

5
A fantastic card for building a credit score, of which I have held for a number of years now, and it can be and has been used in counties all around the UK and the world. A very good interest rate to start, and then once established for a couple of years the rate was reduced to be more competitive and easier on my monthly payments Reviewed on: 3rd May 2025

Ease of use

5
It was really easy to apply for the card online. I got the credit limit I applied for. The app makes it easy to manage the card. I was able to set up a direct debit to pay off the balance every month with just a few clicks. And I have to mention, although this may not be important to everyone, I like the design of the digital card as well. I also like the fact that I could easily add the card to Apple Pay - some of my other credit cards still don't have this feature. Reviewed on: 3rd May 2025

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