Write a review

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (7180 reviews)

View other Zopa products

4.94

Based on 7,180 reviews, last reviewed 7th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great bank and really good customer service and comp... Great bank and really good customer service and competitive rates Reviewed on: 7th September 2025

Latest lowest rating:

1

Customer service are total time wasters who can bare... Customer service are total time wasters who can barely speak English Reviewed on: 20th November 2024

Read all reviews See your review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (7180)

Review of the Zopa, Smart Saver:

Great

Easy to use, splitting between different pots make organising a breeze Reviewed on: 3rd April 2023

Very simple to use from the app that I use...

Very simple to use from the app that I use regularly Reviewed on: 16th April 2025

Great Account

Easy to open, Easy to operate, no hassle, no problems, excellent interest rate. Reviewed on: 16th April 2025

App very easy to use, competitive rates, easy to mov...

App very easy to use, competitive rates, easy to move money around Reviewed on: 16th April 2025

Zopa is the best account I have come across and so e...

Zopa is the best account I have come across and so easy to apply for a account Reviewed on: 16th April 2025

Easy to use savings account, seamless to transfer mo...

Easy to use savings account, seamless to transfer money from my bank to a Zopa account Reviewed on: 16th April 2025

Zopa is a great app based bank that offers an easy w...

Zopa is a great app based bank that offers an easy way to put money into all variations of saving products. The saving pots system gives a simple, clear insight into how much money you've saved towards inividual saving targets. Moving money in and out of smart saver is hassle free, as is the moving between saving products Reviewed on: 16th April 2025

It’s been very easy to use this online account.

It’s been very easy to use this online account i.e adding or removing money. The rate of interest on my account balance is also very good. Reviewed on: 16th April 2025

Efficient and easy to use.

Efficient and easy to use. Been able to access different accounts really easily. Reviewed on: 16th April 2025

Competitive rates and a great app

Competitive rates (which is amazing in the current climate). The app makes saving so easy it becomes automatic - great for building good habits Reviewed on: 16th April 2025

Easy to use and competitive

Competitive rates of interest and easy to use APP. Would recommend to all. Reviewed on: 16th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings
from Hanley Economic Building Society 4.80 from 477 reviews
Savings
from East Kilbride Credit Union 4.96 from 634 reviews
Savings
from Allica 4.82 from 1313 reviews

Want to see more from Zopa?

Current account
from Zopa 5.00 from 2 reviews
Cash ISA
from Zopa 4.94 from 1262 reviews
Personal loan
from Zopa 4.94 from 65248 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub