Write a review

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (7180 reviews)

View other Zopa products

4.94

Based on 7,180 reviews, last reviewed 7th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great bank and really good customer service and comp... Great bank and really good customer service and competitive rates Reviewed on: 7th September 2025

Latest lowest rating:

1

Customer service are total time wasters who can bare... Customer service are total time wasters who can barely speak English Reviewed on: 20th November 2024

Read all reviews See your review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (7180)

Review of the Zopa, Smart Saver:

Great

Easy to use, splitting between different pots make organising a breeze Reviewed on: 3rd April 2023

Very good rate on savings.

Very good rate on savings.Simple setup. Reviewed on: 16th April 2025

Fast withdrawals,good service.

Fast withdrawals,good service... Reviewed on: 16th April 2025

The Savings products are excellent plus they pay a 2...

The Savings products are excellent plus they pay a 2% interest on Beta Bank Account. Reviewed on: 16th April 2025

Easy to use app.

Easy to use app. Excellent rates of interest. Frequency innovations. Reviewed on: 16th April 2025

Saving made simple

The app is so simple to use, but, if required it is available Reviewed on: 16th April 2025

Expanded my use of Zopa...

Have recently expanded my use of Zopa to include their savings account. Very simple and straightforward to set up and implement. They also have a great app too. Reviewed on: 16th April 2025

Very easy to use via the Zopa app and good rate of i...

Very easy to use via the Zopa app and good rate of interest that’s competitive in the market Reviewed on: 16th April 2025

All good does what it says on the card and on the app.

All good does what it says on the card and on the app. Rare for a bank! Reviewed on: 16th April 2025

Great I'm glad I found Zopa great rates great commun...

Great I'm glad I found Zopa great rates great communication Reviewed on: 16th April 2025

Love the functionality of the app and the available...

Love the functionality of the app and the available rates always seem to be pretty competitive. Very happy so far with all my Zopa accounts.. Reviewed on: 16th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings
from Thamesbank Credit Union 5.00 from 13 reviews
Savings
from Virgin Money 4.06 from 108 reviews
Instant Saver
from NatWest 4.48 from 144 reviews

Want to see more from Zopa?

Current account
from Zopa 5.00 from 2 reviews
Cash ISA
from Zopa 4.94 from 1262 reviews
Personal loan
from Zopa 4.94 from 65248 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub