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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8146 reviews)

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4.82

Based on 8,146 reviews, last reviewed 7th May 2026

97% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8146)

I’ll give five stars

Zopa been excellent with me i’m with very happy Reviewed on: 7th March 2026

The bank with everything

I have 3 accounts with Zopa, I trust this bank implicitly, infact, I rate them so highly I have recommended this bank to family and friends and they too are extremely happy with the service they provide Reviewed on: 7th March 2026

Great app and user friendly.

Great app and user friendly. Interest rate is fantastic. Reviewed on: 7th March 2026

Easy online accounts

Easy online accounts and quick money transfers Reviewed on: 7th March 2026

Great interest rate quick reply or questions easy to...

Great interest rate quick reply or questions easy to operate in app. Easy to open and add money . That’s all I’ve got to say there shouldn’t be aminumum amount of letters I have to the and tbh 200 is quite ridiculous Reviewed on: 7th March 2026

I WAS VERY SURPRISED AS TO HOW EASY IT WAS TO OPEN A...

I WAS VERY SURPRISED AS TO HOW EASY IT WAS TO OPEN AN ACCOUNTS ONTO MY APPLE MAC MY EXPERINCES ARE REALLY GOOD AND I HAVE ALREADY RECOMMENDED ZOPA TO A FEW OF MY FRIENDS. Reviewed on: 7th March 2026

Easy to open,easy to access and navigate.

Easy to open,easy to access and navigate. Very pleased Reviewed on: 7th March 2026

Good information given frequently and easy to unders...

Good information given frequently and easy to understand Reviewed on: 7th March 2026

Very straightforward to use.

Very straightforward to use. Good products. Reviewed on: 7th March 2026

Zopa Saving eExperience

I find the Zopa site & whole saving experience with Zopa easy to follow and add to. Reviewed on: 7th March 2026

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