Smart Money People Logo

Zopa: Smart Saver reviews

4.94
Based on 7,494 reviews, last reviewed 26th Feb 2026
30500% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

You can't beat Zopa, great saving accounts You can't beat Zopa, great saving accounts Reviewed on: 26th February 2026
Sandra W's avatar
Sandra W

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Review Zopa: Smart Saver now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Smart Saver reviews (7494)

I’ve been with Zopa for quite a while now and have n...

5
I’ve been with Zopa for quite a while now and have never had any problems at all. Very good loan rates and friendly staff. Reviewed on: 15th January 2026

Excellent, prompt response, good communication too

5
Excellent, prompt response, good communication too Reviewed on: 15th January 2026

Zapa takes a lot of the complexity and stress

5
Zapa takes a lot of the complexity and stress out of both saving and borrowing. It’s user-friendly, transparent, and convenient—ideal whether you’re building up savings or need quick, manageable credit. Reviewed on: 15th January 2026

She really helped me improve my credit history.

5
She really helped me improve my credit history. Reviewed on: 15th January 2026

Excellent end to end experience.

5
The app is simple to use and navigate around. Great communication with information and updates. Simply a great end to end experience Reviewed on: 15th January 2026

Great interest on locked pots brilliant company to s...

5
Great interest on locked pots brilliant company to save with . Reviewed on: 15th January 2026

Really good and helpful great rates and easy to appl...

5
Really good and helpful great rates and easy to apply and pay off early Reviewed on: 15th January 2026

Zopa help me in my hart live time.

5
Zopa help me in my hart live time. Reviewed on: 15th January 2026

Brilliant credit card company with low interest rates

5
Brilliant credit card company with low interest rates Reviewed on: 15th January 2026

Always been there when I needed them and speedy deci...

5
Always been there when I needed them and speedy decisions. Thank you it’s easy to make extra payments making the interest less and not penalised Reviewed on: 15th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1454 reviews
    Zopa
  • Current account

    from Zopa 4.94 from 5737 reviews
    Zopa
  • Personal loan

    from Zopa 4.94 from 67287 reviews
    Zopa
    View all products