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Zopa: Smart Saver reviews

4.82
Based on 8,146 reviews, last reviewed 7th May 2026
97% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026
I E's avatar
I E

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8146)

I’ve had nothing but excellent service on all my acc...

5
I’ve had nothing but excellent service on all my accounts with Zopa Reviewed on: 7th March 2026

Could be better and way to go forward

4
Ok so far but could be better as we go along and with more and more attractive features Reviewed on: 7th March 2026

Excellent loans and savings accounts - great interes...

5
Excellent loans and savings accounts - great interest rates, nice clean app. Reviewed on: 7th March 2026

Amazing bank

5
Easy to use app great customer service Reviewed on: 7th March 2026

Ace banking app

5
Good rates good products easy to use quick money transfers Reviewed on: 7th March 2026

Great banking overall

5
They always have good customer service and all their terms are really clear Reviewed on: 7th March 2026

Very easy to use app.

5
Very easy to use app. Very easy to transfer money and create savings account. Love the fat I can see interest daily. Reviewed on: 7th March 2026

Everything is all in the app at your finger tips and...

5
Everything is all in the app at your finger tips and it it was the highest interest rate at the time so it was a no brainer Reviewed on: 7th March 2026

So simple to use and brilliant for transferring mone...

5
So simple to use and brilliant for transferring money between accounts with other banks Reviewed on: 7th March 2026

The best banking app yet!

5
Easy setup, great interest rates on savings so I've referred all my family already! Better than all my other accounts (I have far too many!) And super easy to navigate in the app. Reviewed on: 7th March 2026

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