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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8146 reviews)

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4.82

Based on 8,146 reviews, last reviewed 7th May 2026

97% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8146)

Amazing interest rate.

Amazing interest rate. Easy to transfer money in and out of account and very informative. Reviewed on: 7th March 2026

Very easy to open and good rates with the bonus inte...

Very easy to open and good rates with the bonus interest. Reviewed on: 7th March 2026

Zopa quality

Really good to deal with. Simple and real clarity when dealing with them Reviewed on: 7th March 2026

Good rates of interest on savings and loans

Good rates of interest on savings and loans Reviewed on: 7th March 2026

Great online bank

Any questions I've had have been answered efficiently & promptly. Reviewed on: 7th March 2026

Great Product

The user interface is simple and easy to use. There is a good range of products available. Reviewed on: 7th March 2026

Great rewards and interest rates and an extremely ea...

Great rewards and interest rates and an extremely easy to use App Reviewed on: 7th March 2026

I always find Zopa very easy to deal with

I always find Zopa very easy to deal with Reviewed on: 7th March 2026

Zopa is easy to deal with, in an age where we do eve...

Zopa is easy to deal with, in an age where we do everything online, the app is simple to use, the information you need to make decisions is readily available. Reviewed on: 7th March 2026

Easy and clear

Very easy too set up and use.good rates of interest Reviewed on: 7th March 2026

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