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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Smart Saver reviews (8149)

I always find Zopa very easy to deal with

I always find Zopa very easy to deal with Reviewed on: 7th March 2026

Zopa is easy to deal with, in an age where we do eve...

Zopa is easy to deal with, in an age where we do everything online, the app is simple to use, the information you need to make decisions is readily available. Reviewed on: 7th March 2026

Easy and clear

Very easy too set up and use.good rates of interest Reviewed on: 7th March 2026

great selection of accounts

I’ve been with Zopa for a few months: great selection of corresponding accounts and currently (as a newbie) good rates. Reviewed on: 7th March 2026

Zopa mobey

Rates are favourable for savings and easy to move money from ir into account Reviewed on: 7th March 2026

Good interest rates and smooth yransactions.

Good interest rates and smooth yransactions. I like to see my interest mounting up and visible on a daily basis. Some banks don't do this. I like the amount of savings options too. Reviewed on: 7th March 2026

Easy app to use with clear steps help movement around.

Easy app to use with clear steps help movement around. Interest rates very positive too !! Reviewed on: 7th March 2026

Good interest rates and reliable efficient easy to u...

Good interest rates and reliable efficient easy to use app. Interest even in current account which a lot of banks don't offer. Reviewed on: 7th March 2026

To my supporting and and helpful for

To my supporting and and helpful for Reviewed on: 7th March 2026

A trustworthy platform

An excellently easy app to navigate and a reassuring account in which to deposit my money. I haven’t had cause to contact Zopa yet which is good in itself but I feel that if I have to their customer service will prove to be supportive. Reviewed on: 7th March 2026

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