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Zopa: Smart Saver reviews

4.94
Based on 7,494 reviews, last reviewed 26th Feb 2026
30500% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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0%

Latest highest rating:

5

You can't beat Zopa, great saving accounts You can't beat Zopa, great saving accounts Reviewed on: 26th February 2026
Sandra W's avatar
Sandra W

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (7494)

Easy to use and great rates

5
The app has been easy to use, and interest rates are good Reviewed on: 28th April 2025

Great interest rates and easy to use app.

5
Great interest rates and easy to use app. Fast money transfers too. Reviewed on: 28th April 2025

my account...easy access

5
Found signing up very easy anx accessing my account easy goo Reviewed on: 28th April 2025

Best banking app

5
Love how easy the app is to use. The different saving pots and choice of notice interest rates are a great idea. Reviewed on: 28th April 2025

Great Banking App.

5
Great Banking App. So easy to set up and use Reviewed on: 28th April 2025

Zopa’s competitive rates and simple to use app make...

5
Zopa’s competitive rates and simple to use app make saving easy. Reviewed on: 28th April 2025

Good interest rates and easy to use app.

5
Good interest rates and easy to use app. Reviewed on: 28th April 2025

Easy to setup with clear instructions.

5
Easy to setup with clear instructions. Reviewed on: 27th April 2025

Best interust rate e

5
Best intrust rate service well done Reviewed on: 27th April 2025

Excellent online banking provider with good interest...

5
Excellent online banking provider with good interest rates. Ease of access between accounts and enabling me to utilise excellent interest rates whilst saving in different pots! Reviewed on: 27th April 2025

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