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Zopa: Smart Saver reviews

4.94
Based on 7,180 reviews, last reviewed 7th Sep 2025
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Great bank and really good customer service and comp... Great bank and really good customer service and competitive rates Reviewed on: 7th September 2025
B Fox's avatar
B Fox

Latest lowest rating:

1

Customer service are total time wasters who can bare... Customer service are total time wasters who can barely speak English Reviewed on: 20th November 2024
christine f's avatar
christine f

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (7180)

Review of the Zopa, Smart Saver:

Great

5
Easy to use, splitting between different pots make organising a breeze Reviewed on: 3rd April 2023

Barclays reduced my savings...

5
Opened a smart saver as Barclays reduced my savings rate and now moved all my money over for a better return Reviewed on: 24th April 2025

Good rates easy to use - I’m retired and find...

5
Good rates easy to use - I’m retired and find it easy Reviewed on: 24th April 2025

Really easy to set up and use.

5
Really easy to set up and use. Great savings rate and really easy to manage your money. Great app to make things even more straightforward. Reviewed on: 24th April 2025

Zopa are so easy to open the account and very conven...

5
Zopa are so easy to open the account and very convenient Reviewed on: 24th April 2025

Easy to set up.

5
Easy to set up and add and withdraw my money. Easy access through app. Any problems and customer service is second to none. Reviewed on: 24th April 2025

I have genuinely never had a better bank, I am astou...

5
I have genuinely never had a better bank, I am astounded by the level of service provided by zopa. Reviewed on: 24th April 2025

Zopa is a great way to save and I’ve recommended it...

5
Zopa is a great way to save and I’ve recommended it to so many people Reviewed on: 24th April 2025

Great way to look after your savings

5
Very easy to setup on phone or iPad and just as easy to put more funds in or take some out ,good interest rates aswell Reviewed on: 24th April 2025

A refreshing change

5
Provides a refreshing change to normal online banking. Transfers are exceptionally fast. Customer service is OK but needs improving. Reviewed on: 24th April 2025

Easy to set up and use.

5
Easy to set up and use. App is clear and user friendly Reviewed on: 24th April 2025

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