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Holvi is truly innovative. Full online service. But do your math carefully and check the small print very wise.
1. Holvi suggests using transferwise for payments outside SEPA. But it does NOT work for business payments, nor do any of the other services work.
2. The creditcard is a PRE-paid credit card. Useless for payments to many online services like amazon, facebook, google, microsoft, go on and on
3. Wow. Just got a statement of ATM transfers. 48 Euro! For 4 withdrawals. Thats ridiculous.
All in all, Holvi works reasonably well as a virtual bank. But beware. I'm switching away from them asap
Reviewed on: 4th December 2017