Smart Money People Logo

Voting in the Consumer credit awards 2026 is open - Vote here

Share this page

Lending Stream reviews

Lending Stream Logo
Rated Excellent 4.92/5

Lending Stream reviews

Verified business Last reviewed within 7 days Consumer credit awards winner

Review summary

People rate this company as Excellent based on 2,496 product reviews

Average score of 4.92/5
5 star
93%
4 star
5%
3 star
1%
2 star
0%
1 star
1%
Reviews for Lending Stream have trended positively over the past 90 days

Lending Stream is a lifesaver when you need quick cash, with a simple application and fast payouts that get money into your account in minutes. The customer service is friendly, helpful, and keeps you informed, making the whole process easy and transparent. However, the interest rates are quite high, which some find a bit steep, and a few have been frustrated by loan refusals despite good repayment history.

Positive themes

  • Lending Stream gets money into your account super fast, often within minutes.
  • The application process with Lending Stream is easy and straightforward to follow.
  • Customer service at Lending Stream is friendly and helpful throughout the loan.

Negative themes

  • Lending Stream’s interest rates are high and can be expensive to pay back.
  • Some users were refused loans despite good repayment history or no missed payments.
  • Customer support can be slow to answer on the phone at times.
Summarised by AI
Was this helpful?

About Lending Stream

Lending Stream offers short-term solutions for your financial needs. Smart Money People is the place for Lending Stream reviews. Read and write reviews to help increase trust and transparency in Financial Services.

Lending Stream at a glance

Reviews for Lending Stream

Showing 11 of 2496 company reviews Last reviewed within 7 days

Very unprofessional.

Short-term loan 8th April 2026

These people do NOT like it when you pay back your loan early. They don't get the interest so decline you for another.

Rated Terrible 1/5
Read more product reviews

Excellent customer service and support

Short-term loan 6th September 2025

They helped me when I really needed it,plus let me have a payment holiday when needed.just excellent service. Thank you

Rated Excellent 5/5
Read more product reviews
  • 5/5

    Nice and easy to apply fast process.

    Nice and easy to apply fast process.

  • 5/5

    Good experience i so happy customer

    Good experience i so happy customer

    {"display":"Marta C","full_name":"Marta C","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Short-term loan
    Marta C 17th July 2025
  • 5/5

    I had a fault with my car and applied for a loan, pr...

    I had a fault with my car and applied for a loan, process was very quick and simple

    {"display":"Nix","full_name":"Nix","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Short-term loan
    Nix 16th July 2025
  • 5/5

    Very easy and straightforward.

    Very easy and straightforward. Expensive in terms of interest rate

  • 5/5

    The money you pay back on a bigger loan is very high...

    The money you pay back on a bigger loan is very high, however it has helped me out in difficult times

    {"display":"Mrs J","full_name":"Mrs J","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Short-term loan
    Mrs J 16th July 2025
  • 5/5

    Was very easy and money paid straight away

    Was very easy and money paid straight away

  • 5/5

    Great for short term cash - easy to apply and can re...

    Great for short term cash - easy to apply and can re apply soon after

    {"display":"Hannah","full_name":"Hannah","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Short-term loan
    Hannah 16th July 2025
  • 5/5

    Very helpful and clear loan instructions

    Very helpful and clear loan instructions

    {"display":"Max M","full_name":"Max M","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Short-term loan
    Max M 15th July 2025
  • 4/5

    The Apr is high I understand the need for profit.

    The Apr is high I understand the need for profit. But very high. The quality of service is very good and I would recommend but... The Apr is high I understand the need for profit. But very high. The quality of service is very good and I would recommend but would say be sure you are absolutely sure you would like the loan as it can be a lot to pay back Read more Read less

    Products from Lending Stream

    Showing all products offered by Lending Stream

    We are Smart Money People

    Join 2 million active users who make better financial decisions with the power of reviews.

    Create an account

    Protecting trust by verifying companies and reviewers

    The only site that specialises in financial services

    Providing everyday people with a voice