Paid advertisement
Smart Money People Logo
Newsletter
Go to business site

Voting in the Insurance choice awards 2026 is open - Vote here

Share this page
Link copied

Nucleus Commercial Finance reviews

Nucleus Commercial Finance logo
Rated Average • 3.14/5

Nucleus Commercial Finance reviews

Verified business Last reviewed within 21 days
Write a review

Review summary

People rate this company as Average based on 39 product reviews

Average score of 3.14/5
5 star
85%
4 star
8%
3 star
0%
2 star
0%
1 star
8%
Reviews for Nucleus Commercial Finance have trended negatively over the past 90 days

Latest positive rating

5.00/5

Professional and quick

Nucleus helped to get a loan quickly. They are group of professionals and I would highly recommend them to other businesses.

{"display":"Shetul","slug":"user1741019731","deleted_at":null,"created_at":"2025-03-03T16:35:31.000000Z","updated_at":"2025-03-03T16:35:41.000000Z","biography":null,"tagline":null,"gender":"","rank":null,"first_name":"Shetul","last_name":"Patel","full_name":"Shetul Patel","avatar":{"url":"\/assets\/uploads\/avatars\/users\/1119613.png"}}'s avatar
Business Funding
Shetul 3rd March 2025

Latest negative rating

1.00/5

I thought Nucleus was different .

I thought Nucleus was different . . . We had been making repayments on our loan, without issue, then on one of the months, they... I thought Nucleus was different . . . We had been making repayments on our loan, without issue, then on one of the months, they attempted to take payment and were unsuccessful. There was more than sufficient balance to cover the payment, so it wasn't clear why the payment failed. They then notified me to make a manual payment (fair enough, which I did within 24hrs of the original payment failing) but then advised I would have to pay a £250 late payment charge (despite not being able to offer a clear reason for the initial payment failing OR acknowledging that the repayment was made manually within 24hrs thereafter). I put these points to them, but then they shove the terms in my face, stating that they can charge the late payment fee regardless of the circumstance. Note, the late payment fee reflected 25% of the actual repayment amount - a ridiculously excessive sum. They purport to be different to other lenders, but they are just the same - leeches, seeking any opportunity to charge more to their clients, even when it is unjust to do so. AVOID THEM IF YOU ARE LOOKING FOR BUSINESS FINANCE - they are unreasonable and will cost you a lot more than what you expect from the outline agreement. Read more Read less

{"display":"Gavin E","slug":"user1785230504","deleted_at":null,"created_at":"2026-07-28T09:21:44.000000Z","updated_at":"2026-07-28T09:21:44.000000Z","biography":null,"tagline":null,"gender":null,"rank":null,"first_name":"Gavin","last_name":"Edley","full_name":"Gavin Edley","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
See more reviews for Nucleus Commercial Finance products

About Nucleus Commercial Finance

We collect Nucleus Commercial Finance reviews to help you find out more about this firm before commencing a business funding application with them. We know that business funding isn't always that easy to come across, but with your reviews, we can find the best business finance options on the market.

Nucleus Commercial Finance at a glance

Reviews for Nucleus Commercial Finance

Showing 11 of 39 company reviews • Last reviewed within 21 days

I thought Nucleus was different .

Business Funding • 28th July 2026

I thought Nucleus was different . . . We had been making repayments on our loan, without issue, then on one of the months, they... I thought Nucleus was different . . . We had been making repayments on our loan, without issue, then on one of the months, they attempted to take payment and were unsuccessful. There was more than sufficient balance to cover the payment, so it wasn't clear why the payment failed. They then notified me to make a manual payment (fair enough, which I did within 24hrs of the original payment failing) but then advised I would have to pay a £250 late payment charge (despite not being able to offer a clear reason for the initial payment failing OR acknowledging that the repayment was made manually within 24hrs thereafter). I put these points to them, but then they shove the terms in my face, stating that they can charge the late payment fee regardless of the circumstance. Note, the late payment fee reflected 25% of the actual repayment amount - a ridiculously excessive sum. They purport to be different to other lenders, but they are just the same - leeches, seeking any opportunity to charge more to their clients, even when it is unjust to do so. AVOID THEM IF YOU ARE LOOKING FOR BUSINESS FINANCE - they are unreasonable and will cost you a lot more than what you expect from the outline agreement. Read more Read less

{"display":"Gavin E","full_name":"Gavin E","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
Rated Terrible • 1.00/5
Read more product reviews

Professional and quick

Business Funding • 3rd March 2025

Nucleus helped to get a loan quickly. They are group of professionals and I would highly recommend them to other businesses.

{"display":"Shetul","full_name":"Shetul","avatar":{"url":"\/assets\/uploads\/avatars\/users\/1119613.png"}}'s avatar
Rated Excellent • 5.00/5
Read more product reviews
  • 5.00/5

    Great and smooth process

    no issues at all and fast decision basically two days

    {"display":"Keram","full_name":"Keram","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Business Funding
    Keram 7th December 2022
  • 1.00/5

    What time wasters and ********** and lies

    After providing all documents and wasting weeks of time "Computer says NO" that's basically happened twice and never try with them , initially we will... After providing all documents and wasting weeks of time "Computer says NO" that's basically happened twice and never try with them , initially we will get you this that, and nothing happens, but was success with other better companies in first try, so their existence and activities are suspicious Read more Read less

    {"display":"Amiz","full_name":"Amiz","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Business Funding
    Amiz 8th September 2022
  • 5.00/5

    Excellent Service

    Got us a CBILS loan with the minimum of fuss, great communication and excellent process to get the application approved and funds paid. Would recommend again.

    {"display":"JSmith541","full_name":"JSmith541","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Business Funding
    JSmith541 27th January 2021
  • 1.00/5

    Liars, swindlers, cheats, frauds

    Liars, swindlers, cheats, frauds... not enough words to express what a terrible company this is. Thousands of pounds to setup a loan, 9 months later... Liars, swindlers, cheats, frauds... not enough words to express what a terrible company this is. Thousands of pounds to setup a loan, 9 months later when we want to refinance told we could not due to a ghost clause i.e.unwritten language not allowing us to get rid of this blight. Have been in litigation over 2 years, have caused business failure with liquidation and knock on costs over £1m. So shady they moved to loan to a new Ltd company with a number 1 after it to mitigate losses when they lose their litigation. Avoid at all costs, they will destroy your business and life Read more Read less

    {"display":"Doug W","full_name":"Doug W","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Business Funding
    Doug W 26th January 2021
  • 5.00/5

    Revoliusion

    Very best App,this is Revoliucion!!! Rekomended for friend and family

    {"display":"Donatas Jankauskas","full_name":"Donatas Jankauskas","avatar":{"url":"\/assets\/uploads\/avatars\/users\/216364.png"}}'s avatar
  • 5.00/5

    Easy work

    Very best peapole who talk with understend my poore english.....best app,best team.....recomended for family and friends

    {"display":"Donatas Jankauskas","full_name":"Donatas Jankauskas","avatar":{"url":"\/assets\/uploads\/avatars\/users\/216364.png"}}'s avatar
  • 5.00/5

    First Class Service

    Spoke directly with Jenny and explained my clients case over the telephone. Jenny fully understood what they were trying to achieve and told me what... Spoke directly with Jenny and explained my clients case over the telephone. Jenny fully understood what they were trying to achieve and told me what she required to take forward. Received an offer within 48hrs, which was fantastic. Read more Read less

    {"display":"John MacNamara","full_name":"John MacNamara","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
  • 5.00/5

    Best team in the business

    Working with Nucleus Commercial Finance has been one of the most enjoyable experiences. They know what they're talking about, know what is best with you,... Working with Nucleus Commercial Finance has been one of the most enjoyable experiences. They know what they're talking about, know what is best with you, is totally honest and transparent and never at any point did I feel as if they were trying to scam me or upsell me. Read more Read less

    {"display":"Kris Lam","full_name":"Kris Lam","avatar":{"url":"\/assets\/uploads\/avatars\/users\/191192.png"}}'s avatar
    Business Funding
    Kris Lam 13th January 2020
  • 5.00/5

    Truly exceptional customer service

    Taking a loan out with Nucleus was very straight forward. When applying for a loan, they do thorough checks for fraud prevention. This reassured me... Taking a loan out with Nucleus was very straight forward. When applying for a loan, they do thorough checks for fraud prevention. This reassured me that I was taking out a loan with the right company, as they won’t just give anybody a loan. Read more Read less

    {"display":"Raph","full_name":"Raph","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Business Funding
    Raph 6th January 2020

    Products from Nucleus Commercial Finance

    Showing all products offered by Nucleus Commercial Finance

    We are Smart Money People

    Join 2 million active users who make better financial decisions with the power of reviews.

    Create an account

    Protecting trust by verifying companies and reviewers

    The only site that specialises in financial services

    Providing everyday people with a voice