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North East Business Banking Pulse Business Banking Reviews

Ratings based on 1 review Last review 1 year ago

The 2017 North East Business Banking Pulse aims to take a snapshot of business banking satisfaction across the region. Smart Money People and the North East Chamber of Commerce are calling on North East business owners to review their business banking...

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The 2017 North East Business Banking Pulse aims to take a snapshot of business banking satisfaction across the region. Smart Money People and the North East Chamber of Commerce are calling on North East business owners to review their business banking products to tell us what more could be done in the sector to help the region's businesses flourish.

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Your Business Banking Reviews (1)

15th October 2017

Refused a Basic Business Account - Even After Appeal

I'm a second year entrepreneur, and signed up to services from CardOne banking as they did no credit check and had low fees. As my business became successful, I applied to my own bank - HSBC - for an account. No overdraft needed, no lending, just a...

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I'm a second year entrepreneur, and signed up to services from CardOne banking as they did no credit check and had low fees. As my business became successful, I applied to my own bank - HSBC - for an account. No overdraft needed, no lending, just a simple online account. I am an HSBC Premier customer personally, yet my account was declined due to credit score. I did have problems in the past due to redundancy, these were personal issues, and my business has always been in good standing with great cash flow and a 71% net profit after tax achievement in year 1. I appealed to HSBC and they just trotted out credit score and refused. So I am stuck with a very basic banking solution which cannot live link to my accountants software and causes them a lot of pain and manual input. Stuck.