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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50804 reviews)

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4.91

Based on 50,804 reviews, last reviewed 24th Aug 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50804)

Review of the PayPal, PayPal Credit:

Buy with PayPal credit is very easy, you get a remin...

Buy with PayPal credit is very easy, you get a reminder every month, but they don’t bother you with hundreds of emails, but they are there when you need information Reviewed on: 5th June 2024

simple and straightforward

PayPal provides a simple and straightforward solution to my short term financial requirements. It also ensures I feel secure when purchasing goods and services online Reviewed on: 15th June 2025

Brilliant

PayPal credit has helped me on numerous occasions to get something l need or that break away and the 4 month interest free is so helpful. Reviewed on: 15th June 2025

Great customer service

If I’ve had to get on touch with PayPal my query has been dealt with very quickly Reviewed on: 15th June 2025

Paypal Credit does the job.

Paypal Credit does the job. It's useful to be able to access the offers that they give you, as long as you otherwise keep in mind to remain financially prudent of course. If you are easily lured by offers of cheap credit then this is probably not recommended. Reviewed on: 15th June 2025

Great work Paypal

Use for normal payments and for credit sometimes always reliable and helpful Reviewed on: 14th June 2025

I am happy helpful i use credit for by from Ebay.

I am happy helpful i use credit for by from Ebay. Good to give you money back guarantee. I trust PayPal. THAKS . Reviewed on: 14th June 2025

I have been using PayPal credit for some years The a...

I have been using PayPal credit for some years The app is brilliant and hassle free and the range of options for payments are excellent Reviewed on: 14th June 2025

Very easy to use, many years no issues

Very easy to use, had a account for many years no issues. Reviewed on: 14th June 2025

using it frequently, easy and fast to use

using it frequently, easy and fast to use Reviewed on: 14th June 2025

The service is simply exceptional.

The service is simply exceptional. They are prompt to assist with queries and complaints Reviewed on: 14th June 2025

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