Write a review

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50804 reviews)

View other PayPal products

4.91

Based on 50,804 reviews, last reviewed 24th Aug 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

Read all reviews See your review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50804)

Review of the PayPal, PayPal Credit:

Buy with PayPal credit is very easy, you get a remin...

Buy with PayPal credit is very easy, you get a reminder every month, but they don’t bother you with hundreds of emails, but they are there when you need information Reviewed on: 5th June 2024

Very convenient

Never had problems with PayPal. Very convenient and great service Reviewed on: 10th June 2025

Always helpful, especially when things go wrong, an...

Always helpful, especially when things go wrong, and PayPal sort it for you. Reviewed on: 10th June 2025

Before I lose 10£ they didn’t find my oldest account...

Before I lose 10£ they didn’t find my oldest account Reviewed on: 10th June 2025

Its just so easy

Its just so easy once you are approved / invited you just select as the funding option :) Reviewed on: 10th June 2025

Have had no problems in all the time I have...

Have had no problems in all the time I have used PayPal Reviewed on: 10th June 2025

Paypal credit is the most helpful to spend and buy t...

Paypal credit is the most helpful to spend and buy things easy online and anything you need thank you paypal Reviewed on: 10th June 2025

I have never had a problem using PayPal.

I have never had a problem using PayPal. Reviewed on: 10th June 2025

Very good and efficient.

Very good and efficient. PayPal saved my life. Fast and secure payments are guaranteed. Reviewed on: 10th June 2025

I am disabled, paypal has made it easy for me to pay...

I am disabled, paypal has made it easy for me to pay for things Reviewed on: 10th June 2025

It has helped me out in tough points and the app is...

It has helped me out in tough points and the app is easily accessible I do feel like they could offer more when it comes to customer support Reviewed on: 10th June 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Zero Credit Card
from Santander 3.87 from 17 reviews
Credit card
from Zempler Bank (formerly Cashplus) 4.86 from 4387 reviews
Everyday spending credit cards
from Halifax 3.97 from 72 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 22351 reviews
Payment Provider
from PayPal 4.91 from 3599 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub