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Andy

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Review of the Trading 212, Cash ISA:

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High initial rates, low ongoing rate

Initial rates are high, however this only applies to first period (mine was 3 months). It took over 6 weeks for my isa to move, so effectively I only got 6 weeks at the enhanced rate then rate dropped by 1% Reviewed on: 16th April 2026

Review of the Tembo Money, Cash ISA:

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Tembo 3/5

Tembo has competitive interest rates and accrues Dailey interest (paid monthly). The app is clear but tends to log you out once a week requiring a passcode sent to your phone. Reviewed on: 5th March 2026

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