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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (67256 reviews)

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4.94

Based on 67,256 reviews, last reviewed 20th Jan 2026

65833% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent service Efficient, professional and competitive, everything you need! Reviewed on: 20th January 2026

Latest lowest rating:

1

helpful quick very helpful understanding quick reply money straight into bank no problems Reviewed on: 16th January 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (67256)

Fantastic!!

Taking out a loan with Zopa is very quick & easy. The rates are the best around & the customer service team are always available to help with any queries or problems. Reviewed on: 19th December 2016

Cheap and easy!

Extremely easy only took a few minutes. Got a great rate and money was in my account when they said it would be. Reviewed on: 19th December 2016

Zopa a better future

Hassle free and quick. Great rates! Much prefer dealing with a fair lender Reviewed on: 19th December 2016

Hassle Free Loan

Simple trouble-free loan with a friendly customer experience, would highly recommend to anyone. Reviewed on: 19th December 2016

Zopatastic

Fast, efficient and easy to manage. No early repayment charge. Recommended by Martin Lewis MSE. Reviewed on: 19th December 2016

Very clear and easy way to take a loan.

The Zopa loan has enabled us move into our house which we have been doing up for the last year. So we are settled in time for Christmas. Their application was efficient and fast, easy to understand. Reviewed on: 19th December 2016

Best personal loan provider

Quick response to queries. Have enjoyed being zopa customer. Reviewed on: 19th December 2016

Excellent

As a bank customer I can say that Zopa is excellent: better rates, quick turnaround and user-friendly to navigate. First-rate. Reviewed on: 19th December 2016

Quick excellent service

Loan was approved in days with no fuss Reviewed on: 19th December 2016

First class company

Fast, no fuss experience with excellent customer service. Reviewed on: 19th December 2016

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