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1st Class Credit Union: Personal Loan reviews

Name: Personal Loan
Rating: 3.78 (24 reviews)

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3.78

Based on 24 reviews, last reviewed 14th Jun 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

96%

4 star

3 star

2 star

Latest highest rating:

5

Competitive interest rate to mainstream Banks Competitive interest rate especially for me, at a time I was struggling with debts from mainstream Banks. I used the loan to repay my debts at an affo... Read more Reviewed on: 14th June 2026

Latest lowest rating:

1

This experience has completely undermined my trust. This experience has completely undermined my trust in what 1st Class Credit Union claims to stand for. I am a working professional in public service,... Read more Reviewed on: 13th April 2026

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1st Class Credit Union Personal Loan reviews (24)

Professional and friendly

Staff at 1st class credit union are very helpfull and friendly . Professional staff answered all questions amd made the whole process easy and stress free Reviewed on: 15th July 2023

Holiday Loan

I received a loan for a holiday from 1st Class Credit Union, which was great as I could repay this affordably within the year, and even had the option to repay early without any settlement charges! The loans team were extremely helpful and the process was clear from start to finish Reviewed on: 15th July 2023

Overall a great experience and very professional

Overall a great experience and very professional. Reviewed on: 15th July 2023

My Boiler went kaput

My boiler went kaput just before Xmas. My budget looked was about to go kaput too. Step in 1st Class Credit Union. The financial heat was on, a loan turned that off. The physical heat heat came back on, because 1st Class Credit Union proved so cool! Well done 1st Class Credit Union. Reviewed on: 15th July 2023

Excellent service!

The process from start to finish was amazing! Straight forward application with easy read terms and conditions and agreement that clearly sets out repayments, term, interest and cancellation rights. Reviewed on: 15th July 2023

Best credit union

Always there when I need an affordable loan. Never let me down. Reviewed on: 15th July 2023

Top class service

Very friendly and helpful staff Reviewed on: 12th July 2023

Very friendly and fast service

Have had 3 loans for different reasons and each time application to payment was very fast and easy. Reviewed on: 11th July 2023

Very fast process

I’ve had 3 loans over the years and always approved and paid out quickly. Reviewed on: 12th June 2023

Take out loan and save while repaying it

Excellent from application to receiving the money Reviewed on: 12th June 2023

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