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CapitalStackers: Peer to Business Lending reviews

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Based on 1 reviews, last reviewed 6th Feb 2026
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CapitalStackers peer lending reviews on Smart Money People help people like you thinking about what life is like as a CapitalStackers customer to find this out. What is customer service like? Is the online experience quick and simple? You can find this out by reading our CapitalStackers peer lending reviews. If you are a CapitalStackers customer, you can also write your review today!

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CapitalStackers Peer to Business Lending reviews (1)

Lost a lot of my money to Capitalstackers!

1
I invested a sizeable portion of my family's life savings with Capitalstackers and it has been an absolute disaster. After several years of holding out hope, I have finally had to accept the grim reality: most of my investments have now been officially written off by Capitalstackers. They have admitted there is no prospect of recovering either the principal or the interest owed to me. The financial damage has been catastrophic. I have lost a colossal ratio of the original principal which I transferred to Capitalstackers. To make matters worse, I have not received any interest on the vast majority of projects I backed. Many of my loans I transferred the money to Capitalstackers over four years ago now even though Capitalstackers stated the loan term was typically 18-24 months. There is no resolution in sight for those not yet written off. Capitalstackers' handling of these defaults has been woefully inadequate. Their approach appears to overwhelmingly favour borrowers at the expense of lenders like myself. They seem to have specialised in funding exceptionally dubious borrowers and fourth-rate development projects that were never viable and were rejected by other lending platforms. When these projects inevitably failed, Capitalstackers showed little serious effort to pursue defaulting borrowers or secure proper compensation for lenders. Instead, they just kept extending loan terms, year after year, while my money remained locked away and rendered worthless. Their statistics page is heavily biased to make Capitalstackers look as good as possible. However, the figures there tell the story clearly: most of their loan book sits in overdue and in long-term default. Millions of pounds have been lost by investors. The warning signs are there for anyone willing to look. My experience has been nothing short of devastating. Years of my life spent waiting patiently, hoping Capitalstackers would turn things around and recover my funds. That patience has been rewarded with official write-offs and massive losses. A significant chunk of my family's life savings has disappeared into the ether and the distress has been unbearable, with Capitalstackers showing no sympathy or support whatsoever. I cannot stress strongly enough how negative my experience has been. If you are considering investing through Capitalstackers, do not do so. Based on my experience, their ability or willingness to protect lenders' interests is virtually non-existent. Reviewed on: 6th February 2026
John's avatar
John

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