CapitalStackers: Peer to Business Lending reviews

Name: Peer to Business Lending
Rating: 1 (2 reviews)

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Based on 2 reviews, last reviewed 12th Sep 2025

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Capitalstackers often do not pay back lenders funds! My husband I are at a significant overall loss from our investing with Capitalstackers :-( Most of our loans went into default and did not return our ... Read more Reviewed on: 12th September 2025

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CapitalStackers peer lending reviews on Smart Money People help people like you thinking about what life is like as a CapitalStackers customer to find this out. What is customer service like? Is the online experience quick and simple? You can find this out by reading our CapitalStackers peer lending reviews. If you are a CapitalStackers customer, you can also write your review today!

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CapitalStackers Peer to Business Lending reviews (2)

Capitalstackers often do not pay back lenders funds!

My husband I are at a significant overall loss from our investing with Capitalstackers :-( Most of our loans went into default and did not return our loaned principal despite us being made to wait for years!! Forget the hope of any interest, you are apparently asking for too much just to get your loaned principal returned in the eyes of Capitalstackers. Capitalstackers ONLY interest is continuing to buddy up with their borrowers and their first-charge lenders, many of whom they've been friends with for a long time, and they don't give two hoots about Capitalstackers lenders or their funds. I've cried bucketfuls because of how much money we lost through Capitalstackers. You're smarters throwing £50 notes out of your window: at least some of the notes may end in the hands of someone with some morals, not the good-for-nothings that are Capitalstackers dishonourable and misleading borrowers. Reviewed on: 12th September 2025

Awful experience with Capitalstackers!

Our experience with Capitalstackers, a peer-to-peer lending platform, has been financially catastrophic. Having invested my and my wife's life savings across multiple projects to spread risk, I am now faced with overwhelming losses on MOST of the investments. It has profoundly impacted our retirement plans. Our financial security and peace of mind has been shattered. Capitalstackers are careless, carefree, woefully inadequate and lack the ability to get loaned money back from their third-rate and uncooperative borrowers. For example, Capitalstackers consistently issued updates promising repayments to lenders like us by specific imminent dates, fostering hope that our funds would be returned soon. However, these commitments were repeatedly broken, with repayment deadlines extended, sometimes ** over 20 plus times over many years **! The eventual revelation that the buildings tied to my investments could only be sold at values far below the initial valuations provided and therefore we would lose ALL my our principle and accrued interest was a devastating blow. The original inflated valuations and LTVs used to attract investors were grossly misleading, undermining the trust we placed in the platform. The platform’s practice of labeling losses as “provisions” is deceptive and obscures the harsh reality that both our and other investors capital and accrued interest are unrecoverable. No other such business in this sector I have ever come across uses the word "provisions". Such lack of transparency has only deepened our frustration and sense of betrayal. My wife and I's experience with Capitalstackers has been a profoundly regrettable decision, and I strongly urge potential investors to exercise extreme caution to avoid the incredible financial and emotional toll this platform has caused us for years. This is the biggest financial investment mistake we have made in our lives. Reviewed on: 30th July 2025