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Evolution Money reviews

Evolution Money logo
Rated Excellent 4.71/5

Evolution Money reviews

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Verified business
Last reviewed within 21 days

Review summary

People rate this company as Excellent based on 453 product reviews

Average score of 4.71/5
5 star
81%
4 star
14%
3 star
2%
2 star
0%
1 star
3%
Reviews for Evolution Money have trended positively over the past 90 days

Latest positive rating

5/5

Fantastic service and made for a smooth transaction...

Fantastic service and made for a smooth transaction with customer care thoughout the process

{"display":"Stuart b","full_name":"Stuart b","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
Homeowner Loan
Stuart b 16th June 2025

Latest negative rating

1/5

AVOID! Sell a kidney if you have to

What a complete waste of time and energy! I applied for a secured loan 22 days ago and was told that Evolution Money were one... What a complete waste of time and energy! I applied for a secured loan 22 days ago and was told that Evolution Money were one of the quicker paying loan companies, expecting to pay within 3-5 days. What a load of cobblers! They strung me along for 22 days, reassuring me that I was a good candidate to be accepted to the loan. I connected all my bank accounts and they went through each transaction with a fine tooth comb, asking me to explain what each and every thing was. They also went through my credit file in great detail and I spent MANY HOURS on the phone to their underwriters explaining everything. Even then they kept coming back to me with follow up questions day after day. It was soul sapping, and I would much rather have dragged myself over broken glass naked than spend that length of time poring over every detail of my life, justifying every purchase. They even wanted to know what some £5 purchases at Amazon were for. I also had to keep chasing them for updates. The final straw was on Friday when I spoke to one of the underwriters handling my case (Kadeel). He seemed confident of a positive lending decision on Monday and that he would call me in the morning. Guess what? I didn't receive a phone call and I had to chase yet again at 15:30. The assistant who answered told me that Kadeel was conveniently unavailable, but the lending manager had declined my application and that was that. What a joke of a company. I was only applying for a loan of £18k that would have been SECURED on my property which has £400k equity. WHERE IS THE RISK?! Anyone would have thought I was asking to borrow £1m based on how I was hauled over the coals. I would not recommend Evolution Money UNDER ANY CIRCUMSTANCES. Sell a kidney if you have to, it will be quicker and be much less inconvenience! Read more Read less

{"display":"Lee Farrand","full_name":"Lee Farrand","avatar":{"url":"\/assets\/uploads\/avatars\/users\/1303690.png"}}'s avatar
Personal Loan
Lee Farrand 22nd September 2025

About Evolution Money

Evolution Money are a credit broker for homeowner loans of “up to £20,000”. If you’re trying to decide on a credit broker, read our Evolution Money reviews first to get a better idea of what life as a customer is like. Or if you’ve already used Evolution Money in the past to help find a loan, please consider leaving a review of your own in order to help others choose the best credit brokers!

Evolution Money at a glance

Reviews for Evolution Money

Showing 11 of 453 company reviews Last reviewed within 21 days

AVOID! Sell a kidney if you have to

Personal Loan 22nd September 2025

What a complete waste of time and energy! I applied for a secured loan 22 days ago and was told that Evolution Money were one... What a complete waste of time and energy! I applied for a secured loan 22 days ago and was told that Evolution Money were one of the quicker paying loan companies, expecting to pay within 3-5 days. What a load of cobblers! They strung me along for 22 days, reassuring me that I was a good candidate to be accepted to the loan. I connected all my bank accounts and they went through each transaction with a fine tooth comb, asking me to explain what each and every thing was. They also went through my credit file in great detail and I spent MANY HOURS on the phone to their underwriters explaining everything. Even then they kept coming back to me with follow up questions day after day. It was soul sapping, and I would much rather have dragged myself over broken glass naked than spend that length of time poring over every detail of my life, justifying every purchase. They even wanted to know what some £5 purchases at Amazon were for. I also had to keep chasing them for updates. The final straw was on Friday when I spoke to one of the underwriters handling my case (Kadeel). He seemed confident of a positive lending decision on Monday and that he would call me in the morning. Guess what? I didn't receive a phone call and I had to chase yet again at 15:30. The assistant who answered told me that Kadeel was conveniently unavailable, but the lending manager had declined my application and that was that. What a joke of a company. I was only applying for a loan of £18k that would have been SECURED on my property which has £400k equity. WHERE IS THE RISK?! Anyone would have thought I was asking to borrow £1m based on how I was hauled over the coals. I would not recommend Evolution Money UNDER ANY CIRCUMSTANCES. Sell a kidney if you have to, it will be quicker and be much less inconvenience! Read more Read less

Rated Terrible 1/5
Read more product reviews

Fantastic service and made for a smooth transaction...

Homeowner Loan 16th June 2025

Fantastic service and made for a smooth transaction with customer care thoughout the process

Rated Excellent 5/5
Read more product reviews
Reply from Evolution Money
Thank you for your kind words! We’re glad to hear you had a great experience.
18th August 2025
Evolution Money
  • 5/5

    Easy and fast with good customer service

    Easy and fast with good customer service

    {"display":"Stephen n","full_name":"Stephen n","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Homeowner Loan
    Stephen n 22nd August 2024
  • 1/5

    Rates way too expensive.

    Rates way too expensive. Was initially told we couldn't have the loan due to affordability and then the money appeared. Can't get to speak to... Rates way too expensive. Was initially told we couldn't have the loan due to affordability and then the money appeared. Can't get to speak to anyone in person . Put us in financial crisis. Read more Read less

    {"display":"Heidi E","full_name":"Heidi E","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Homeowner Loan
    Heidi E 29th July 2024
  • 5/5

    Speedy service and good customer service

    Speedy service and good customer service

    {"display":"K","full_name":"K","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Homeowner Loan
    K 23rd June 2024
  • 4/5

    Respectful and helpful from start to finish

    My experience was very good, the staff where polite and worked with me in times of stress to me. I'm pleased with this company and would recommend it to anyone.

  • 4/5

    wholesomwe

    wonderfully helpfull and satisfactory

  • 5/5

    Secured Loan

    A straight forward, efficient and understanding approach to helping customers with a good outcome

    {"display":"Matthew","full_name":"Matthew","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Homeowner Loan
    Matthew 18th June 2024
  • 5/5

    So friendly and helpful

    I was extremely nervous but they managed to calm my nerves by being lovely and felt more like chatting to a friend rather a lender! Such lovely people

  • 5/5

    Due diligence was top notch, ensuring everything was...

    Due diligence was top notch, ensuring everything was in place, and getting all necessary information in a timely manner.

  • 5/5

    Personal aproach

    It was like the old times, more personal, instead entering my details in a computer, I have to give more information and I have lots... It was like the old times, more personal, instead entering my details in a computer, I have to give more information and I have lots to answer but it was worth it. Read more Read less

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