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Evolution Money: Secured loan reviews

Name: Secured loan
Rating: 4.7 (453 reviews)

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4.70

Based on 453 reviews, last reviewed 22nd Sep 2025

No new 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

81%

14%

Latest highest rating:

5

Fantastic service and made for a smooth transaction... Fantastic service and made for a smooth transaction with customer care thoughout the process Reviewed on: 16th June 2025

Latest lowest rating:

1

AVOID! Sell a kidney if you have to What a complete waste of time and energy! I applied for a secured loan 22 days ago and was told that Evolution Money were one of the quicker paying lo... Read more Reviewed on: 22nd September 2025

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About this product

Evolution Money specialise in providing tailored secured homeowner loans.

You can borrow from £5,000 to £105,000 with terms from three to 20 years. Check your eligibility for an Evolution Money secured loan without any impact on your credit score.

Evolution Money reviews help you find out what it’s really like to be a customer. If you’ve used Evolution Money before, you can also leave a review and share your experience.

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Evolution Money Secured loan reviews (453)

AVOID! Sell a kidney if you have to

What a complete waste of time and energy! I applied for a secured loan 22 days ago and was told that Evolution Money were one of the quicker paying loan companies, expecting to pay within 3-5 days. What a load of cobblers! They strung me along for 22 days, reassuring me that I was a good candidate to be accepted to the loan. I connected all my bank accounts and they went through each transaction with a fine tooth comb, asking me to explain what each and every thing was. They also went through my credit file in great detail and I spent MANY HOURS on the phone to their underwriters explaining everything. Even then they kept coming back to me with follow up questions day after day. It was soul sapping, and I would much rather have dragged myself over broken glass naked than spend that length of time poring over every detail of my life, justifying every purchase. They even wanted to know what some £5 purchases at Amazon were for. I also had to keep chasing them for updates. The final straw was on Friday when I spoke to one of the underwriters handling my case (Kadeel). He seemed confident of a positive lending decision on Monday and that he would call me in the morning. Guess what? I didn't receive a phone call and I had to chase yet again at 15:30. The assistant who answered told me that Kadeel was conveniently unavailable, but the lending manager had declined my application and that was that. What a joke of a company. I was only applying for a loan of £18k that would have been SECURED on my property which has £400k equity. WHERE IS THE RISK?! Anyone would have thought I was asking to borrow £1m based on how I was hauled over the coals. I would not recommend Evolution Money UNDER ANY CIRCUMSTANCES. Sell a kidney if you have to, it will be quicker and be much less inconvenience! Reviewed on: 22nd September 2025

Fantastic service and made for a smooth transaction...

Fantastic service and made for a smooth transaction with customer care thoughout the process Reviewed on: 16th June 2025

Reply from Evolution Money Thank you for your kind words! We’re glad to hear you had a great experience. Response date: 18th August 2025

Easy and fast with good customer service

Easy and fast with good customer service Reviewed on: 22nd August 2024

Reply from Evolution Money Your positive feedback means a lot to us. Thank you! Response date: 2nd April 2025

Rates way too expensive.

Rates way too expensive. Was initially told we couldn't have the loan due to affordability and then the money appeared. Can't get to speak to anyone in person . Put us in financial crisis. Reviewed on: 29th July 2024

Reply from Evolution Money Hi Anna, we appreciate your honest review. Your input helps us grow and improve. If you could reach out to us on [email protected] with more details and we can look into this for you. Thank you. Response date: 31st July 2024

Speedy service and good customer service

Speedy service and good customer service Reviewed on: 23rd June 2024

Reply from Evolution Money Thanks for your review! We’re happy you had a good experience. Response date: 2nd April 2025

Respectful and helpful from start to finish

My experience was very good, the staff where polite and worked with me in times of stress to me. I'm pleased with this company and would recommend it to anyone. Reviewed on: 20th June 2024

Reply from Evolution Money Delighted to hear you’re satisfied with our service. Thank you! Response date: 2nd April 2025

wholesomwe

wonderfully helpfull and satisfactory Reviewed on: 19th June 2024

Reply from Evolution Money We appreciate your positive feedback. Thanks for choosing Evolution Money! Response date: 2nd April 2025

Secured Loan

A straight forward, efficient and understanding approach to helping customers with a good outcome Reviewed on: 18th June 2024

Reply from Evolution Money Thank you for your kind words! We’re glad to hear you had a great experience. Response date: 2nd April 2025

So friendly and helpful

I was extremely nervous but they managed to calm my nerves by being lovely and felt more like chatting to a friend rather a lender! Such lovely people Reviewed on: 17th June 2024

Reply from Evolution Money Thank you for your kind words! We’re glad to hear you had a great experience. Response date: 17th June 2024

Due diligence was top notch, ensuring everything was...

Due diligence was top notch, ensuring everything was in place, and getting all necessary information in a timely manner. Reviewed on: 16th June 2024

Reply from Evolution Money We appreciate your positive feedback. Thanks for choosing Evolution Money! Response date: 17th June 2024

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Evolution Money: Secured loan reviews

No new 5 star reviews

100% decrease in 1 star reviews

Latest highest rating:

5

Latest lowest rating:

1

About this product

Review Evolution Money: Secured loan now

Evolution Money Secured loan reviews (453)

AVOID! Sell a kidney if you have to

Fantastic service and made for a smooth transaction...

Easy and fast with good customer service

Rates way too expensive.

Speedy service and good customer service

Respectful and helpful from start to finish

wholesomwe

Secured Loan

So friendly and helpful

Due diligence was top notch, ensuring everything was...

Review Evolution Money: Secured loan now

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