Funding Circle Reviews

Ratings based on 12 reviews Last review 5 months ago
3.17 / 5Good overall rating

Funding Circle reviews written by our Smart Money People can help you to find out more about life with this peer lender. Funding Circle was created with a big idea: to revolutionize the outdated banking system and secure a better deal for everyone....

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Funding Circle reviews written by our Smart Money People can help you to find out more about life with this peer lender. Funding Circle was created with a big idea: to revolutionize the outdated banking system and secure a better deal for everyone. Smart Money People is the UK's independent financial services review site. Read and write Funding Circle reviews here, and together we can help to increase trust and transparency in financial services.

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Your Funding Circle Reviews (12)

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30th April 2020

Started off well but went bad very quickly

I started lending with funding circle in about 2016, at first it went well as in I was making a little money through interest but as soon as they changed their model in 2018 it went downhill very rapidly, they were lending to anybody who asked them...

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I started lending with funding circle in about 2016, at first it went well as in I was making a little money through interest but as soon as they changed their model in 2018 it went downhill very rapidly, they were lending to anybody who asked them and their due diligence test were a joke, pretty soon they had more defaults than they were letting on, hence they money coming in quickly turned negative and so I tried to sell up but with anything it will take time to get out, hopefully with a couple of pennies in front

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16th March 2016

Didn't Invest - Got Fed up with too many emails

I joined Funding Circle as I was looking for alternative investments. The site is good, the deals are ok, but the email traffic you get from them is too much. In the end I unsubscribed and opened an ISA for my wife as they are easier to understand....

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I joined Funding Circle as I was looking for alternative investments. The site is good, the deals are ok, but the email traffic you get from them is too much. In the end I unsubscribed and opened an ISA for my wife as they are easier to understand. When it's a new form of investing overkill on emails sets alarm bells off - 'these guys seem to desperate for my cash'.

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23rd March 2015

Loans get funded quickly

I was seeking financing for my business and came across Funding Circle as an alternative to the traditional lenders. I found the whole process quite simple and my loan was funded quickly. I was initially a bit concerned that raising funds in this way...

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I was seeking financing for my business and came across Funding Circle as an alternative to the traditional lenders. I found the whole process quite simple and my loan was funded quickly. I was initially a bit concerned that raising funds in this way might put-off some of my customers but this concern provided to be unfounded.