Smart Money People Logo
Go to business site

Voting in the Consumer credit awards 2026 is open - Vote here

Share this page
Link copied

Klarna reviews

Klarna logo reviews
Rated Excellent • 4.85/5

Klarna reviews

Verified business Last reviewed within 7 days
Write a review
  • Additional security measures to provide more protection
    Additional security measures to provide more protection
  • Manage your account or policy via an app or website
    Manage your account or policy via an app or website
  • Fully digital service with no in-person branches
    Fully digital service with no in-person branches
  • FCA approved and regulated
    FCA approved and regulated

Review summary

People rate this company as Excellent based on 553 product reviews

Average score of 4.85/5
5 star
92%
4 star
6%
3 star
0%
2 star
1%
1 star
1%
Reviews for Klarna have trended positively over the past 90 days

Latest positive rating

5/5

Very good.

Very good. Its very easy to shopping

{"display":"Meltem k","full_name":"Meltem k","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar

Latest negative rating

1/5

Doesn’t work at all won’t let me purchase anything e...

Doesn’t work at all won’t let me purchase anything even though I have credit with them!

{"display":"Katherine","full_name":"Katherine","avatar":{"url":"\/assets\/uploads\/avatars\/users\/940826.png"}}'s avatar
See more reviews for Klarna products

About Klarna

Klarna is a payment services provider for retail customers.

With Klarna you can choose how you want to pay with customisable payment options, set budgets and access a range of other smart features. Klarna use advanced encryption and 24/7 fraud monitoring.

Klarna provide Buy Now Pay Later and the Klarna debit card.

Klarna at a glance

Contact details

Social media

Reviews for Klarna

Showing 11 of 553 company reviews • Last reviewed within 7 days

Very good.

Buy Now Pay Later • 2nd May 2026

Very good. Its very easy to shopping

{"display":"Meltem k","full_name":"Meltem k","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
Rated Excellent • 5/5
Read more product reviews

Klarna Buy Now Pay Later

Buy Now Pay Later • 25th April 2026

My experience with Klarna has been mostly positive, especially for spreading the cost of purchases. The “pay in 3” option is really useful, as it... My experience with Klarna has been mostly positive, especially for spreading the cost of purchases. The “pay in 3” option is really useful, as it lets me split payments into smaller amounts without interest, which makes bigger purchases feel more manageable. The app is easy to use and keeps track of upcoming payments, which helps me stay organised. I also like the flexibility of being able to pay later or spread the cost depending on what suits me. However, it can be a bit risky if you’re not careful. It’s easy to lose track if you have multiple payments going at once, and missing a payment can lead to fees or affect your finances. Overall, it’s a convenient and flexible way to manage spending, but it’s important to use it responsibly and keep track of repayments. They also let you use a credit card as a payment method so if you want to stooze your payments even longer you can do that using a credit card and paying off in full at the end of the month. Read more Read less

{"display":"TG","full_name":"TG","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
TG
Rated Excellent • 5/5
Read more product reviews
  • 4/5

    Yh best !

    Yh best !!!!!!!!!!!!!!!!! Ofcourse!!!

    {"display":"Jameel L","full_name":"Jameel L","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Klarna card
    Jameel L 23rd April 2026
  • 4/5

    Good for big payments but creates a bit of a debt tr...

    Good for big payments but creates a bit of a debt trap for those who rely on it. Overall ok for bug purchases with planning

    {"display":"David Doran","full_name":"David Doran","avatar":{"url":"\/assets\/uploads\/avatars\/users\/1248203.png"}}'s avatar
  • 4/5

    Incredibly easy to use!

    It was very easy to accept the Klarna card on the Klarna app and immediately this was in my Apple Wallet. Very easy to use... It was very easy to accept the Klarna card on the Klarna app and immediately this was in my Apple Wallet. Very easy to use it as well to pay for any product when you are buying online or in a physical shop. Read more Read less

    {"display":"Diego F","full_name":"Diego F","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Klarna card
    Diego F 22nd April 2026
  • 4/5

    I think that Klarna offers a great service, the atte...

    I think that Klarna offers a great service, the attention to customers is fast too. My only complaint is when someone misses a payment, I... I think that Klarna offers a great service, the attention to customers is fast too. My only complaint is when someone misses a payment, I do not find it very clear to understand what the late fees are, when they are going to retry to charge your account etc. It can get quite messy in the app. Read more Read less

    {"display":"Diego F","full_name":"Diego F","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
  • 5/5

    Very easy to arrange, an affordable & convenient way...

    Very easy to arrange, an affordable & convenient way to pay for expensive items, offsetting costs into smaller regular payments for 3 months interest free,... Very easy to arrange, an affordable & convenient way to pay for expensive items, offsetting costs into smaller regular payments for 3 months interest free, with options to choose longer periods at great interest rates Read more Read less

    {"display":"Richard Marmoy","full_name":"Richard Marmoy","avatar":{"url":"\/assets\/uploads\/avatars\/users\/1460454.png"}}'s avatar
  • 4/5

    More helpful than PayPal

    Pay in 3 not only helped me purchase when wanted or needed but at almost any time making it more available and helpful than PayPal... Pay in 3 not only helped me purchase when wanted or needed but at almost any time making it more available and helpful than PayPal which did not always allow Pay in 3 as it was not satisfied with answers Read more Read less

    {"display":"MRSH","full_name":"MRSH","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Buy Now Pay Later
    MRSH 17th April 2026
  • 5/5

    Klarna debit card

    You can use your clarna card like debit card and it gives you flexibility to buy now and pay later

    {"display":"Mehmet F","full_name":"Mehmet F","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Klarna card
    Mehmet F 16th April 2026
  • 5/5

    Review by happy but struggling student

    I am a student and was struggling with money at that time but I had to buy a laptop to submit my assignments. Klarna helped... I am a student and was struggling with money at that time but I had to buy a laptop to submit my assignments. Klarna helped me a lot by paying in installments. Read more Read less

    {"display":"Qaisar A","full_name":"Qaisar A","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
  • 5/5

    Excellent service and smooth transactions

    Excellent service and smooth transactions

    {"display":"Steven M","full_name":"Steven M","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar

    Products from Klarna

    Showing all products offered by Klarna

    We are Smart Money People

    Join 2 million active users who make better financial decisions with the power of reviews.

    Create an account

    Protecting trust by verifying companies and reviewers

    The only site that specialises in financial services

    Providing everyday people with a voice