Smart Money People Logo
Go to business site
Share this page
Link copied

Moneyboat.co.uk: Short-term loans reviews

View other Moneyboat.co.uk products
4.89
Based on 807 reviews, last reviewed 3rd Apr 2026
27% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
2%

Latest highest rating:

5

Funds to go Quick and easy and straight forward Reviewed on: 3rd April 2026
Verified source

Latest lowest rating:

2

It was fast, easy and clear. It was fast, easy and clear. I would definitely recommend this product to friends and family. Reviewed on: 14th December 2025
Verified source
Read all reviews Write a review

About this product

Moneyboat offer flexible short-term loans.

You can borrow up to £1500 and spread payments over two to six months. As a direct lender, Moneyboat consider all applications, looking at multiple factors beyond just your credit score. That means if you’ve been declined elsewhere, you may still be eligible.

Moneyboat short-term loan reviews help you find out what it’s really like to be a customer. If you’ve used Moneyboat before, you can also leave a review and share your experience.

Review Moneyboat.co.uk: Short-term loans now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Moneyboat.co.uk Short-term loans reviews (807)

Keep a good payment record

5
Keep a good payment record- and pay off early if you can-and moneyboat respect your needs and help you as a regular customer. Reviewed on: 20th February 2026

Fast and easy transaction pleasure to do business with

5
Fast and easy transaction pleasure to do business with Reviewed on: 20th February 2026

Efficient and easy process

5
Efficient and easy process for service when needed Reviewed on: 20th February 2026

Quick process, saved me from an unforeseen emergency

5
Quick process, saved me from an unforeseen emergency Reviewed on: 20th February 2026

Very easy and quick to use I would recommend

5
Very easy and quick to use I would recommend Reviewed on: 20th February 2026

good quick and easy

5
good quick and easy- didn’t need to wait long for funds Reviewed on: 20th February 2026

Quick fast and easy thats all you need

5
Quick fast and easy thats all you need Reviewed on: 20th February 2026

Taking advantage of desperation

2
Too easy and interesting way too high. Reviewed on: 19th February 2026
Reply from Moneyboat.co.uk Hi, Thanks for your review. We’re sorry to hear our loan didn’t meet your expectations. We make sure the interest rate is always shown clearly before an application is made, and we only approve loans once a customer passes our affordability checks. Moneyboat is authorised and regulated by the FCA (Firm Reference Number 674154), and we work hard to ensure our customers are treated fairly. If you’d like to talk to us about your loan, please get in touch on 020 3818 7470 or at [email protected]. We’re here to help Mon–Fri, 8am–7pm (excl. Bank Holidays). Best wishes, The Moneyboat Crew Response date: 20th February 2026
Moneyboat logo
Moneyboat.co.uk

Fast service money within the 1 hour

5
Fast service money within the 1 hour Reviewed on: 19th February 2026

The money was in my account within minutes, great se...

5
The money was in my account within minutes, great service although the interest rate is a little high Reviewed on: 19th February 2026

Review Moneyboat.co.uk: Short-term loans now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill