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Moneyboat.co.uk: Short-term loans reviews

View other Moneyboat.co.uk products
4.89
Based on 694 reviews, last reviewed 23rd Feb 2026
26% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Super simple and super fast process. Super simple and super fast process. Recommended for when you need a quick cash Reviewed on: 23rd February 2026
Verified source

Latest lowest rating:

2

It was fast, easy and clear. It was fast, easy and clear. I would definitely recommend this product to friends and family. Reviewed on: 14th December 2025
Verified source
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About this product

Moneyboat offer flexible short-term loans.

You can borrow up to £1500 and spread payments over two to six months. As a direct lender, Moneyboat consider all applications, looking at multiple factors beyond just your credit score. That means if you’ve been declined elsewhere, you may still be eligible.

Moneyboat short-term loan reviews help you find out what it’s really like to be a customer. If you’ve used Moneyboat before, you can also leave a review and share your experience.

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Moneyboat.co.uk Short-term loans reviews (694)

Quick process, saved me from an unforeseen emergency

5
Quick process, saved me from an unforeseen emergency Reviewed on: 20th February 2026

Very easy and quick to use I would recommend

5
Very easy and quick to use I would recommend Reviewed on: 20th February 2026

good quick and easy

5
good quick and easy- didn’t need to wait long for funds Reviewed on: 20th February 2026

Quick fast and easy thats all you need

5
Quick fast and easy thats all you need Reviewed on: 20th February 2026

Taking advantage of desperation

2
Too easy and interesting way too high. Reviewed on: 19th February 2026
Reply from Moneyboat.co.uk Hi, Thanks for your review. We’re sorry to hear our loan didn’t meet your expectations. We make sure the interest rate is always shown clearly before an application is made, and we only approve loans once a customer passes our affordability checks. Moneyboat is authorised and regulated by the FCA (Firm Reference Number 674154), and we work hard to ensure our customers are treated fairly. If you’d like to talk to us about your loan, please get in touch on 020 3818 7470 or at [email protected]. We’re here to help Mon–Fri, 8am–7pm (excl. Bank Holidays). Best wishes, The Moneyboat Crew Response date: 20th February 2026
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Moneyboat.co.uk

Fast service money within the 1 hour

5
Fast service money within the 1 hour Reviewed on: 19th February 2026

The money was in my account within minutes, great se...

5
The money was in my account within minutes, great service although the interest rate is a little high Reviewed on: 19th February 2026

Great, easy process would definitely use again and r...

5
Great, easy process would definitely use again and recommend to others Reviewed on: 19th February 2026

needed help and they did just that, quick and no has...

5
needed help and they did just that, quick and no hassle Reviewed on: 19th February 2026

Excellent very good easy ask and you shall receive v...

5
Excellent very good easy ask and you shall receive very quick Reviewed on: 19th February 2026

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