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Moneyboat.co.uk: Short-term loans reviews

4.89
Based on 695 reviews, last reviewed 25th Feb 2026
23% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Short and easy process and swift payments to and fro... Short and easy process and swift payments to and from both sides. Very well communicated with via emails too, so you never miss a trick with your loan... Read more Reviewed on: 25th February 2026
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Latest lowest rating:

2

It was fast, easy and clear. It was fast, easy and clear. I would definitely recommend this product to friends and family. Reviewed on: 14th December 2025
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About this product

Moneyboat offer flexible short-term loans.

You can borrow up to £1500 and spread payments over two to six months. As a direct lender, Moneyboat consider all applications, looking at multiple factors beyond just your credit score. That means if you’ve been declined elsewhere, you may still be eligible.

Moneyboat short-term loan reviews help you find out what it’s really like to be a customer. If you’ve used Moneyboat before, you can also leave a review and share your experience.

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Moneyboat.co.uk Short-term loans reviews (696)

Nice and easy thanks for a quick short term loan to...

5
Nice and easy thanks for a quick short term loan to pay my bills very fast. Reviewed on: 10th February 2026

I needed an urgent loan for car repairs

5
My car has broken down and I need to get it repaired so that I can get to work and thanks to the lovely people at Moneyboat I can now do that. Thank you so much. The process was very straightforward and I am happy with the payments and the interest. I only needed a loan for a short time can pay it back in two payments which suits me very well. Hopefully I won't be needing any more loans in the future but if I did Moneyboat would be my first port of call. The money was in my account almost straight away after being approved. Excellent service. Reviewed on: 9th February 2026

Very fast and efficient communication flowed well.

5
Very fast and efficient communication flowed well. Kept me informed every step of the way Reviewed on: 9th February 2026

Great service

5
Good service, quick and not hard recive money Reviewed on: 9th February 2026

Very fast service.

5
Very fast service. Amazing experience especially when you get into a critical situation, someone comes to the rescue Reviewed on: 8th February 2026

Fast quick service hassle.

5
Fast quick service hassle. Free would recommend Reviewed on: 8th February 2026

Very quick to respond and credit your account

5
Very quick to respond and credit your account Reviewed on: 8th February 2026

required a short term loan .

5
required a short term loan . not got the best credit history by a long shot . But Moneyboat accepted me with my history for the amount id requested and at an acceptable repayment plan without any issues and extremely quick ! so if a short term loan is what you need this company is pretty good Reviewed on: 8th February 2026

Never again with money boat.

1
Never again with money boat. Taking advantage of people Reviewed on: 7th February 2026

Super quick & hassle free.

5
Super quick & hassle free. All the terms and conditions were explained very clearly. Interest is on the high side, but for a short-term loan I would still recommend them. Reviewed on: 7th February 2026

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