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Moneyboat.co.uk: Short-term loans reviews

4.57
Based on 167 reviews, last reviewed 8th Jul 2025
2400% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
81%
See only 4 star reviews
11%
3 star
See only 3 star reviews
0%
See only 2 star reviews
1%
See only 1 star reviews
7%

Latest highest rating:

5

Money boat was a life saver when I needed money for... Money boat was a life saver when I needed money for family emergency. The application was easy and straightforward. Thank you money boat! Reviewed on: 8th July 2025
Zeze's avatar
Zeze

Latest lowest rating:

1

Got accepted for my loan at 17. Got accepted for my loan at 17.20 on 16/05/2025 and still the funds haven’t cleared in my account Reviewed on: 17th May 2025
Christopher C's avatar
Christopher C

About this product

Moneyboat offer flexible short-term loans.

You can borrow up to £1500 and spread payments over two to six months. As a direct lender, Moneyboat consider all applications, looking at multiple factors beyond just your credit score. That means if you’ve been declined elsewhere, you may still be eligible.

Moneyboat short-term loan reviews help you find out what it’s really like to be a customer. If you’ve used Moneyboat before, you can also leave a review and share your experience.

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Moneyboat.co.uk Short-term loans reviews (167)

Rubbish company

1
Had many loans with them my credit is better than ever and still got refused and in the long run I’m pleased they did as I found cheaper payday loan companies Reviewed on: 6th December 2020

Terrible company to deal with

1
Don't deal with them dodgy company Reviewed on: 17th September 2020

Data protection breach

1
Applied for a loan, was accepted but they sent email and text messages to contact number that is not mine. I put correct contact information on my application which they did not use. Which has resulted in me not getting the loan I applied for and spending alot of time trying to get an answer as to why this could happen in the first place. Still do not have answer. Not a happy customer Reviewed on: 5th November 2019

Retuning customer

1
Used twice before no problem , my credit is better now applied again turned down ????? Won’t use again Reviewed on: 3rd July 2019

Quick and easy

5
I need to buy a car for work money boar help me less then 10 minutes got acepted and in couple hours got the money on my bank. And love the fact they send reminders that's very helful :) Thank moneyboat i highly recomend u :) Reviewed on: 11th May 2018

Straight forward- professional

4
Simple and Straight forward, professional service. My second loan and again, swift no nonsense process using seamless technology and electronic facilities. Definately recommended. Reviewed on: 29th March 2018

A human touch

5
The great thing about Moneyboat is that they take things on their merits rather than just number crunching and "computer says no". Reviewed on: 6th March 2018

Easy to apply no phone calls rapid response

5
Quick easy application easy to apply answer in minutes Reviewed on: 28th February 2018

You can count on

5
Good service and you can really count on them when you’re in need Reviewed on: 28th February 2018

Great service

5
The money boat is a great company and the service is great they are quick, reliable and would recomend to everyone . The staff are friendly to . Thank you Reviewed on: 26th February 2018

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