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Moneyboat.co.uk: Short-term loans reviews

4.82
Based on 1,600 reviews, last reviewed 15th Jun 2026
287% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Easy service can see your monthly payments before yo... Easy service can see your monthly payments before you agree! Fast efficient x Reviewed on: 15th June 2026
Kelly J's avatar
Kelly J

Latest lowest rating:

2

It was fast, easy and clear. It was fast, easy and clear. I would definitely recommend this product to friends and family. Reviewed on: 14th December 2025
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About this product

Moneyboat offer flexible short-term loans.

You can borrow up to £1500 and spread payments over two to six months. As a direct lender, Moneyboat consider all applications, looking at multiple factors beyond just your credit score. That means if you’ve been declined elsewhere, you may still be eligible.

Moneyboat short-term loan reviews help you find out what it’s really like to be a customer. If you’ve used Moneyboat before, you can also leave a review and share your experience.

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Moneyboat.co.uk Short-term loans reviews (1600)

Really easy to use helpful advice and good prices to...

5
Really easy to use helpful advice and good prices to pay back Reviewed on: 16th May 2026

Do not be shy and, give them a try.

5
Applying for a loan was very smooth and a quick straight forward process. Do not hold back applying just because you do not have a maximum credit rating. As long as you are confident in being able to pay back the money being lent each month on time, and your other regular monthly payments do not hinder your re-payments, then Moneyboat is your number 1 place to apply to. What is so fantastic applying, is the speed, decision and pay out, all rolled into one. I applied on a Saturday morning about 10 o` clock and by 10.30 the money was in my bank! Note: all bank times can vary. So don`t be shy and give them a try, take care folks. Reviewed on: 16th May 2026

Very easy and very efficient loan lender

5
Very easy and very efficient loan lender Reviewed on: 16th May 2026

Received in 15 minutes, quick and easy process.

5
Received in 15 minutes, quick and easy process. Told me instantly. Very happy customer. Reviewed on: 16th May 2026

Results within 10 minutes best service I ever had

5
Results within 10 minutes best service I ever had Reviewed on: 15th May 2026

It was fast, and helped with some short term cash I...

5
It was fast, and helped with some short term cash I was desperately needed for a one off home purchase Reviewed on: 15th May 2026

efficient and ethical

5
Everything was quick, easy and well informed. I felt like the checks were thorough and payment was quick Reviewed on: 15th May 2026

I am very happy with money boats and when I am in em...

5
I am very happy with money boats and when I am in emergency, do you wanna help me every time? Reviewed on: 15th May 2026

Very fast and friendly service team excellent service

5
Very fast and friendly service team excellent service Reviewed on: 15th May 2026

I have used moneyboat several times just to cover un...

5
I have used moneyboat several times just to cover unexpected bills. Always found then really helpful and straight forward in the amount you want to borrow and how much interest you will pay, so you always know the amount you have to pay back. And this doesn’t change during your loan agreement. Setting out a schedule of repayment amounts per month, plus you can always pay back early if you should come into some money. Reviewed on: 15th May 2026

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