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Moneyboat.co.uk: Short-term loans reviews

4.82
Based on 1,997 reviews, last reviewed 3rd Aug 2026
94% increase in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great service and very quick! Great service and very quick! No hassle and would reccomend Reviewed on: 3rd August 2026
Thor's avatar
Thor

Latest lowest rating:

2

It was fast, easy and clear. It was fast, easy and clear. I would definitely recommend this product to friends and family. Reviewed on: 14th December 2025
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About this product

Moneyboat offer flexible short-term loans.

You can borrow up to £1500 and spread payments over two to six months. As a direct lender, Moneyboat consider all applications, looking at multiple factors beyond just your credit score. That means if you’ve been declined elsewhere, you may still be eligible.

Moneyboat short-term loan reviews help you find out what it’s really like to be a customer. If you’ve used Moneyboat before, you can also leave a review and share your experience.

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Moneyboat.co.uk Short-term loans reviews (1997)

Great service

5
Needed a short term loan, money boat were excellent & quick to respond Reviewed on: 11th June 2026

Extortionate interest rates but needed quick cash so...

4
Extortionate interest rates but needed quick cash so no other option this time. Reviewed on: 11th June 2026

Staff helpful, quick and easy

5
It was really easy, when I missed details, they quickly emailed and sorted it out Reviewed on: 11th June 2026

Great service

5
Great service easy to use and pay out was quick Reviewed on: 11th June 2026

Great experience

5
Getting a Loan from money boat was so easy the application form was straight forward and within say 10 minutes you have your loan in your bank it was hassle free Reviewed on: 11th June 2026

Financial Freedom through Moneyboat

5
I have had a few loans from Moneyboat over the last year due to unexpected expenses and they have been outstanding. The APR charged on my first loan was a reasonable rate and with each loan the APR charged came down considerably; as I ensured my payments could me made on time and did not borrow more than I needed. My credit score improved as I have been consistent with my repayment plans. Moneyboat is a fantastic company who trusted me when my credit wasn’t great. I was valued and supported to improve my financial situation and I would highly recommend Moneyboat to anyone seeking financial support. Reviewed on: 11th June 2026

It is amazing I like it always visit to check update...

5
It is amazing I like it always visit to check update i am a member since no one was there Reviewed on: 11th June 2026

Relief until payday

5
Had a few extra expenses this month, car tax renewal, insurance renewal and a parking ticket. Left without money 10 days before pay day, used money boat before with no issues so applied again as I needed something in my account to survive for the next few days. There was an issue with my bank card on the application, I called the customer service line, they answered immediately, the lady I spoke to was friendly, efficient and informative and resolved the issue in a few minutes. 30 mins after the phone call ended the money was in my bank account and I now don’t have to worry about having enough money until payday. A great short term loan service, grateful there is something like this out there for those situations when you need it! Reviewed on: 11th June 2026

Amazing quick and easy and friendly staff

5
Amazing quick and easy and friendly staff Reviewed on: 11th June 2026

Very speedy excellent service would recommend

5
Very speedy excellent service would recommend Reviewed on: 10th June 2026

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