Smart Money People Logo

Voting in the Insurance choice awards 2025 is open - Vote here

Share this page
Link copied

Payl8r reviews

Payl8r logo
Rated Excellent • 4.89/5

Payl8r reviews

Verified businesses always have up to date contact details and can respond to reviews.

Verified business
Last reviewed within 14 days

Review summary

People rate this company as Excellent based on 4,220 product reviews

Average score of 4.89/5
5 star
92%
4 star
6%
3 star
1%
2 star
0%
1 star
1%
Reviews for Payl8r have trended negatively over the past 90 days

Latest positive rating

4/5

good to study! :)

good! :) helpful! :) helped me study :)

{"display":"rubin rafia rauf","full_name":"rubin rafia rauf","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar

Latest negative rating

1/5

It’s very bad .

It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without... It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have enough saving in my account Read more Read less

{"display":"Atena","full_name":"Atena","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
Buy now pay later
Atena 19th June 2025
See more reviews for Payl8r products

About Payl8r

Are you looking for Payl8r reviews? Smart Money People is the UK's financial services review website, and if you're a customer of Payl8r, then we'd love to hear your feedback. Please share a short review below to help other people find out more!

Payl8r at a glance

Reviews for Payl8r

Showing 11 of 4220 company reviews • Last reviewed within 14 days

good to study! :)

Buy now pay later • 23rd August 2025

good! :) helpful! :) helped me study :)

{"display":"rubin rafia rauf","full_name":"rubin rafia rauf","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
Rated Good • 4/5
Read more product reviews

Cyberpower pc

Buy now pay later • 16th August 2025

My son always wanted a pc, then he showed me a pc from cyberpower pc and its was too much for me to pay but... My son always wanted a pc, then he showed me a pc from cyberpower pc and its was too much for me to pay but I came across payl8r in the checkout and found out it was ab excellent deal on loan and it saved me and now my son is having fun on his oc while am paying for it every month Read more Read less

{"display":"Diana T","full_name":"Diana T","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
Rated Excellent • 5/5
Read more product reviews
  • 5/5

    Can’t fault it money goes out on time had my plate q...

    Can’t fault it money goes out on time had my plate quick brilliant service

    {"display":"Grant price","full_name":"Grant price","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
  • 5/5

    Very quick and easy to apply.

    Very quick and easy to apply. Instalment summary very transparent and updated quickly to show 'paid' status, thus avoiding any stress. While the interest added... Very quick and easy to apply. Instalment summary very transparent and updated quickly to show 'paid' status, thus avoiding any stress. While the interest added is high, I hardly noticed the payment leaving my account and the 18 months with Payl8r have flown by. Without this service, my family wouldn't be on the road now making this great value for money. Read more Read less

    {"display":"Colleen H","full_name":"Colleen H","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
  • 5/5

    Easy to use and saves paying loads of interest win...

    Easy to use and saves paying loads of interest win win

    {"display":"Daniel ","full_name":"Daniel ","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
  • 5/5

    Easy affordable efficient system

    Easy affordable efficient system

    {"display":"Lax","full_name":"Lax","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Buy now pay later
    Lax 4th August 2025
  • 5/5

    Extremely easy to set up.

    Extremely easy to set up. Easy to understand the website. I like that I can pay back my items early without there being negative repercussions.

    {"display":"Cammron","full_name":"Cammron","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
  • 5/5

    Very fast and easy to use with good communication th...

    Very fast and easy to use with good communication throughout

    {"display":"Kelly T","full_name":"Kelly T","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
  • 5/5

    Easy to set up and a great way to pay!

    Easy to set up and a great way to pay!

    {"display":"Stacy ","full_name":"Stacy ","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
  • 5/5

    First time using this company,I was very pleased wit...

    First time using this company,I was very pleased with the service

    {"display":"kiplin Gentles","full_name":"kiplin Gentles","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
  • 5/5

    Amazing!

    The quality of the service is great, including customer service, fair payments, and the interest is low. I’d recommend Payl8r to anyone.

    {"display":"Emalding","full_name":"Emalding","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar

    Products from Payl8r

    Showing all products offered by Payl8r

    We are Smart Money People

    Join 2 million active users who make better financial decisions with the power of reviews.

    Create an account

    Protecting trust by verifying companies and reviewers

    The only site that specialises in financial services

    Providing everyday people with a voice