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Review of the Santander, 123 Current Account (discontinued):

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Fantastic cashback on the services I already use.

Santander have a reputation for less than great customer service. In my experience this couldn't be further from the truth. The staff in my branch are friendly and welcoming and I can always book an appointment with a colleague to discuss my needs. The 123 cashback on direct debits always outweighs the £2 monthly fee on my account and up to 3% on balances beats even the most enticing of ISAs at the moment. Reviewed on: 28th April 2015

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