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Review of the Monzo, Current Account:

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I’ve been using a Monzo current account for a while...

I’ve been using a Monzo current account for a while now, and overall, it’s been a great experience. The sign-up process was incredibly smooth—just a few minutes on the app, a quick ID verification, and my account was ready to use. Within a couple of days, my bright coral Monzo debit card arrived, and I was good to go. One of my favorite features is the instant notifications. Every time I make a transaction, I get an immediate alert, which helps me stay on top of my spending. Plus, the ability to categorize expenses (like groceries, bills, or eating out) makes budgeting so much easier. I’ve even set up spending limits for different categories, which has helped me cut down on unnecessary purchases. Another highlight is the Savings Pots feature. I use it to put money aside for holidays, emergency funds, and even small treats. Since Monzo lets me round up transactions and save the spare change, I’ve built up a decent amount without even noticing. Reviewed on: 18th March 2025

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