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Sammy H

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Review of the Monzo, Current Account:

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The best banking app on the market

I’ve tried a lot of banking apps including Santander, Chase, Starling, First Direct and finally Monzo. None of them offer the same digital-first experience. I work as a software engineer and I can’t express by how impressed I am by how much this app puts the customer first. No dreaded phone calls to a call centre, just a few taps on my phone. An example is in Starling, to replace a connected card it’s call their call centre - but on Monzo no such thing - just tap on the app. Monzo also offer a lot of great other features such as split the bill and shared tabs. When we go on holiday with a group of friends, we can all add our expenses onto a shared tab showing transparency to everyone meaning we always make sure we each pay our fair amount. They also provide great flexibility with their current accounts when linked to a flex credit card - where you can retrospectively convert a current account charge to a flex charge. No need to carry lots of cards with you anymore! Reviewed on: 18th March 2025

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