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Review of the Chip, Stocks & Shares ISA:

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Great for ease and convenience

I switched over to Chip Stocks & Shares ISA because I was already using the Chip app (which is very user friendly and easily accessible). My old Stocks & Shares ISA was on a platform that was ok but a lot more complex and I had effectively lost a bit of interest in utilising it properly. Switching over got me more invested again. Although the list of available funds is smaller it’s versatile enough for what I want and the process for buying/selling is very straightforward and user friendly (just like the rest of the app). Now I have my savings and investments in one app and I can easily transfer between accounts in just a few clicks. All in all a great experience so far and it incentivises me to save more than before, which is exactly the result I wanted. Reviewed on: 11th February 2026

Review of the Chip, Savings App:

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Easy to use app that helps you save and invest.

Easy to use app that helps you save and invest. You can set up different saving goals and allocate how much of your regular savings you want to go to each goal. It’s easy to set up regular payments and auto-saves so you don’t need to think about transferring your money every month. There are different types of savings account to choose from with different types of benefits. I find the rates are on average better than what you’d get in a high street bank. The prices are fair and the app works well. I’ve hardly ever had any issues with it, and any that I’ve had have been resolved easily by customer support. I’m currently not using the investment option but am looking to do so in the future. Reviewed on: 20th March 2025

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