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Olivia L

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Review of the Chip, Savings App:

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Chip is the only reason I have savings!

I downloaded chip when I realised I wasn't making much of a dent in creating a savings pot for anything from holidays to a rainy day fund. It was really easy to set up and since I've had chip over always had around £1000 in my savings which I've never had before! It's also great because it lives separate to my bank, so because I'm not seeing it every day I forget it's there, allowing my savings to grow more over time. I have used the options of saving different amounts- you can either save a bit more and chip will look at how it can save a bit more aggressively for you (came in handy when I had a holiday and a big birthday coming up at the same time!) or if funds are a bit tighter, you can get chip to relax and save a bit less if needed- so you're still topping up your savings but just a bit slower! Reviewed on: 24th March 2025

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