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Hlangano M

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Review of the Sheffield Credit Union, Loans:

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I have had a bad experience trying to apply for loan...

I have had a bad experience trying to apply for loan based on my savings. I have never been considered. I have been saving with the Union for almost 2 years and each time I apply I have not been successful. I thought loans based on savings are guaranteed but in my case that's not it. Reviewed on: 7th April 2025

Reply from Sheffield Credit Union Hello Hlangano, I'm sorry you've had trouble applying for a loan. Our loans are never guaranteed: as an ethical lender we always do affordability and credit checks, to make sure that we only lend in a way that's affordable and sustainable for you. We're always happy to explain our decisions and let you know what you can do to improve the chances of your future applications being approved, so please get in touch if that would be helpful for you. Response date: 7th May 2025

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