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Charlie H

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Review of the Monzo, Current account:

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Monzo, if you’re not with them, you’re missing out.

I pay £7 per month for Monzo perks. It’s fantastic. The benefits you get are amazing. You get 3.25% AER interest rate on your savings (pots) one free Greggs, one cinema ticket (plus 10% off food and drink at VUE) Uber One, and a railcard… all for £7 A MONTH. Phenomenal. You can also get advanced roundups a Bold Coral card (which looks sublime). There’s loads more but my point is - for £7 a month you get all that!! But even if you just use the free plan you still get your salary paid a day early, competitive interest rates and fantastic customer service. One thing also that rarely gets mentioned when talking about banks is Monzo’s app. It’s not only super simple to use, but also you get notifications the SECOND money comes in or out your account - allowing you to keep track of your finances easier. If you’re not on Monzo, you’re missing out. Seriously. Reviewed on: 23rd February 2026

Review of the Revolut, Personal account:

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FINALLY A DECENT BANK

I use Revolut as a second account - which they advocate for! I find that awesome as not many banks want that. I’ve never had any problems with this bank either. Previous accounts i’ve had (which let to the switch) have given and/or caused problems. I also think the incentive of the financial reward for inviting friends/family is fantastic too. (and not to mention - LEGIT!) Reviewed on: 15th April 2025

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